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Drunk Driving Statistics You Should Know



Drunk driving remains a serious problem in the United States, even with the prevalence of public service campaigns aimed at reducing the problem. One person dies about every hour of every day in the US because of drunk driving accidents according to the National Highway Traffic Safety Administration (NHTSA). 

Every one of these deaths is preventable. People have to make the decision not to drink and drive, to enjoy alcohol responsibly, and to know their limits. But unfortunately, drunk driving accidents are common, and they destroy families and claim innocent lives every day. 

Read on to learn more drunk driving statistics and contact your agent for more information. 

The Facts About Drunk Driving 

Driving while intoxicated or under the influence of alcohol or drugs is never a wise idea and these drunk driving statistics illustrate why. 

Facts about alcohol intoxication 

  • Alcohol affects all parts of the brain. It can impair judgment, lower inhibitions, hinder impulse control, and destroy balance and coordination — all critical skills to have when operating a motor vehicle. 
  • There are several stages of intoxication, and the effects of alcohol are felt after just one drink. When a person’s blood alcohol level (BAC) is between .01 and .05 they are starting to be affected by alcohol but are probably not feeling much yet. As a person drinks more and their BAC rises, they will feel more effects of the alcohol. 
  • Every person processes alcohol differently. Your weight, age, sex, diet, and other factors can affect how alcohol interacts with you. And alcohol could have different effects on you each time you drink, making it challenging to predict how a few drinks will hit you. 
  • The only way to reduce your BAC is by allowing time to pass without drinking. Some people think taking a shower, eating a meal, or drinking coffee or water will sober them up, but this isn’t true. Only time will help, so people should plan plenty of time to avoid driving after they have been drinking. It takes about an hour for one drink to metabolize in your body. 

Facts about alcohol and driving 

  • MADD (Mothers Against Drunk Driving) reports there are 121 million drunk driving incidents annually, or about 300,000 daily. And teens who drink are up to seven times more likely to have a car accident than teens who abstain from alcohol. 
  • All states have Zero Tolerance laws on the books. Drivers under the age of 21 may not have any alcohol in their system while driving. 
  • It is illegal to drive with a BAC greater than .08 in any state (except Utah) or in Washington DC. 
  • Utah passed a more restrictive law in 2019 lowering the BAC limit to .05 in the state. The measure seems to have had early success, with a 20% reduction in fatal accidents in 2019. 
  • If you are stopped by law enforcement or drive through a sobriety checkpoint, officers may ask you to take a field sobriety test if they question your sobriety. This could include any of five common tests: 
  • Nystagmus (or eye gaze) test 
  • Finger to nose
  • Walk and turn 
  • Balance on one leg 
  • Rhomberg balance test (you’re asked to stand up straight with eyes closed and head back for a 30 second period of time you must estimate yourself)  
  • If you fail a field sobriety test, you may be asked to take a breathalyzer test in the field. This entails blowing into a device to measure your BAC. You may also be asked to go to the hospital for a blood test to determine your BAC. 
  • If you refuse the breathalyzer or blood alcohol test a police officer asks you to take, you may be subject to a mandatory license suspension of up to 12 months, jail time, or a fine depending on your state. Driving is a privilege, so refusing to allow a BAC test can revoke your privileges and have serious consequences. 

The Consequences of Drunk Driving 

If you are ticketed for drunk driving, there are several consequences you will face. The consequences of your situation will vary depending on individual factors like: 

  • Your driving history and if you have been charged with drunk driving in the past 
  • Your BAC level
  • If you caused an accident while drunk, damaged property, or injured anyone
  • If you were charged with any other offense, like speeding, when you were pulled over for drunk driving 

Penalties 

After a drunk driving conviction, you can expect to pay a lot of money. It is expensive to get a DWI. Depending on your state and other factors, you can pay between $2000-$6000. Your costs will vary but there are some average costs to expect: 

  • Average fines are $338 
  • Bail and court fees average $133 across the country 
  • License fees are approximately $93
  • An alcohol education program costs around $235 
  • Increases to your car insurance can cost an average of $2231
  • Interlock device charges average $748 

The costs skyrocket for a second offense, and in some states can result in jail time. Some states also have laws that make two DWIs in a certain period of time a felony charge. Having a felony on your record has lifelong ramifications affecting where you can live, work, and travel — in addition to the economic consequences. 

Because of your DWI, you will also likely incur some indirect costs like lost wages to attend court appointments or alcohol education classes. Your car might be towed when you are arrested for drunk driving, and towing and storage costs quickly add up especially if you cannot pick up your vehicle right away. If the police impound your vehicle, you will need to pay a fee to get it back. 

You will also likely lose your driving privileges for a period of time. In addition to paying the state to reinstate your license, you will also need to pay for alternative transportation during the time when you cannot drive. Uber, cabs, or even the bus can be expensive and inconvenient. 

If you caused an accident and damaged someone else’s property or injured someone, they may decide to sue you. If you have insurance, your liability coverage may afford some coverage to help pay for the damages, but you may still be sued for any amounts over the policy limit. If you have low limits or if multiple people are injured, you may be at personal risk of a lawsuit. 

Talk with your agent about your insurance limits. Do you have the state minimum coverages or have you increased your coverage limits? It may be a best practice to consider how much insurance you may need if you were involved in a serious accident. 

Ignition interlock device 

After a DWI conviction, drivers are required to install an ignition interlock device, or IID, in their vehicle. This is a small device that measures a driver’s BAC through their breath. If a driver has an elevated BAC, the vehicle will not turn on. The driver must periodically provide another breath sample during the drive if requested. The costs of installing and maintaining the IID are the responsibility of the driver. 

Insurance after a drunk driving conviction

As you might expect, insurance companies consider drivers who have been convicted of DWI or DUI offenses to be higher-risk drivers. Your current car insurance company may decide to drop your coverage or non-renew you at your next premium. 

Working with an agent to help you shop around and compare rates as a higher-risk driver is the best way to save on auto insurance after a drunk driving ticket. Use our free online comparison tool to start your search, then reach out to a local agent for more help. 

If you are convicted of a DWI offense, you will likely need to secure SR-22 insurance — and not all auto insurance companies will write that coverage. SR-22 is a form the state requires after a DWI conviction to show a driver is maintaining their insurance coverage. Your car insurance company will file the SR-22 with your state for as long as you have a policy with the insurer.

If you live in Florida or Virginia, your state requires a form called the FR-44 instead of the SR-22. It accomplishes the same purpose. 

There are eight states that do not require the SR-22 or FR-44: 

  • Delaware
  • Kentucky
  • Minnesota
  • New Mexico
  • New York
  • North Carolina
  • Oklahoma
  • Pennsylvania

Tips to Help to Prevent Drunk Driving 

Drunk driving is a preventable issue and each one of us can do something to help prevent drunk driving. And keeping even one intoxicated driver off the road will help keep people safer. 

Have a plan every time you go out. 

Make a safety plan each time you go out for drinks. This could include designating a driver to stay sober or using public transportation and leaving your car at home. You could also ask a friend to come pick you up or stay at a hotel you can walk to after your night out. 

Plan a night in rather than going out. 

Try entertaining friends at home instead of hitting the bars. You can save money and keep yourself and your guests safe by staying at home off the roads. Make it a game night or hire a caterer so you can focus on your guests. 

Talk with your children and teens often. 

You are the best defense when it comes to helping your kids learn not to drink and drive. Talk with them often about the dangers of underaged drinking and of driving after having any drinks. Make sure they understand you will come pick them up whenever needed — with no retribution after the fact. Making a safe decision should be rewarded and a positive discussion can follow about making good choices. Check out the resources from your local school, police department, or mental health advocates

Get familiar with public transportation. 

If you live in an urban area, chances are there is decent public transportation near the nightlife. Check out trains, buses, trolleys, and subways to find the best route to your destination. If you aren’t going far, walking could be the best way to get some fresh air and make it home safely. 

Offer to stay sober sometimes. 

Take your turn being the designated driver for your group of friends. And that means staying sober, not being the least drunk one in the group. Stick to water or soda and enjoy the music or conversation this time. Getting your friends home safely is worth sacrificing a night of alcoholic fun. 

The Bottom Line

Driving while under the influence of alcohol or drugs is never worth it. The consequences are severe and can have lifelong consequences for you and others. There are many resources available to help if you have a problem with alcohol. Reach out for help and form a safety plan to avoid driving after you have been drinking. 

External Links: 

  1. https://www.nhtsa.gov/risky-driving/drunk-driving 
  2. https://sites.duke.edu/apep/module-2-the-abcs-of-intoxication/content-the-intoxicating-effects-of-alcohol-depend-on-the-brain-region-affected/
  3. https://www.madd.org/ 
  4. https://www.nhtsa.gov/press-releases/utah-lower-impaired-driving-law-study
  5. https://thenewswheel.com/types-of-field-sobriety-tests/
  6. https://www.finder.com/cost-of-drunk-driving 
  7. https://www.ignitioninterlockinfo.com/ignition-interlock-breathalyzer-devices/what-is-an-ignition-interlock/ 
  8. https://www.aa.org/ 
  9. https://www.samhsa.gov/talk-they-hear-you/parent-resources/impaired-driving 

What New Drivers Should Know About Auto Insurance



New drivers have a lot to learn when it comes to following traffic laws, practicing vehicle safety measures and good driving habits, and complying with your state’s regulations.

One of the most significant responsibilities that every driver needs to fulfill is to purchase an auto insurance policy. The requirements for coverage vary by your state of residence, so understand the laws before you make your selection. Choosing the right insurance policy doesn’t have to be complicated when you know what to look for. Find out more about coverage levels and how to get the lowest rate possible as a new driver. 

What Is Auto Insurance?

Auto insurance is coverage that you purchase to insure your car, truck, motorcycle, and other vehicles that travel on the road. The primary function of auto insurance is to give you financial protection if you are involved in an accident. Insurance policies can pay for damages to a vehicle or property, as well as bodily injury. They may even help pay for legal fees if you must go to court over an accident.

You can see why car insurance is so important. Without it, you are personally financially liable for a host of potential damages that you may be unable to pay or that could put a significant strain on your finances.

Most states mandate some level of auto insurance by law. Your insurer should know the exact specifications you must meet, but it’s always a good idea to do some research, so you understand what is needed.

Once you select the amount of insurance and types of coverage you want, you will pay the insurance company an agreed-upon premium. In exchange, your insurance company agrees to pay for all the losses detailed in your policy agreement.

Who Is Considered a New Driver?

New drivers are not just teenagers who reach the set age to obtain a driver’s license for the first time. This can also refer to someone of any age who lacks driving experience and driving history or has a lengthy gap in their insurance or driving history. This is common for adults who spend most of their time living in cities where public transportation is widely available and having a car isn’t a necessity.

Immigrants just entering the United States make up another subset of new drivers. Auto insurers only review domestic driving records when calculating policy premiums, so even someone with a stellar driving record in their home country is considered inexperienced. As a result, it can be more difficult for immigrants to obtain the necessary car insurance. This is because it takes time to go through the proper channels and get a driver’s license and the required paperwork.

In some states, an undocumented immigrant can get a driver’s license by submitting a birth certificate, valid passport, or proof of residency.

What Affects the Price of an Auto Insurance Policy?

Many factors affect the price of your auto insurance policy. These include:

  • Age
  • Gender
  • Marital status
  • Location
  • Make and model of your vehicle
  • Mileage
  • Credit score and history
  • Driving record
  • State requirements
  • Coverage limits

Your age and past driving record feature heavily in determining your premium cost. This is because they are used to indicate the risk you will be involved in an accident.

How Much Does Auto Insurance Cost for a New Driver?

Car insurance for new drivers can cost hundreds of dollars more than an experienced driver pays. The exact amount varies significantly by company. This is why it’s so important to shop around before you purchase your policy. Other factors, such as your credit history, will be taken into account.

A new driver’s annual policy premium can be, on average, anywhere from under $1,000 to above $5,500. The higher range is typically for stand-alone policies for the new driver only. Adding that same new driver to a parent’s policy can reduce rates by up to half.

The car that the new driver uses also factors into the cost. Luxury vehicles or foreign cars with hard-to-obtain parts cost more to insure. A more practical vehicle almost always comes with lower insurance rates. If the vehicle has anti-theft features, the price can drop even lower.

Why Is Auto Insurance Typically Higher for New Drivers?

The reason that you will likely pay more for your car insurance as a new driver is that you are untested. Without any experience or driving history to review for accidents and infractions, the insurance company has no way of knowing if you are a risk or not.

Teen drivers are usually excited to gain the freedom of driving themselves. Unfortunately, teens are more likely to be involved in an accident. Car crashes are even the second-leading cause of death of U.S. teenagers. The increased risk of a new driver filing a claim leads to higher insurance rates.

Young drivers can reduce the cost of insurance by staying covered under a parent’s policy. Family policies that cover multiple individuals usually have several discounts available. This is a standard method of obtaining auto insurance while you are underage. Young drivers must be covered under an adult’s insurance unless they own their vehicle and can prove that their primary residence is different than their parents.

What Are the Best Coverage Options for New Drivers?

New drivers must familiarize themselves with the various auto insurance coverage options available, along with the requirements in their state of residence. It can seem unclear at first, but once you learn the basics, it is much simpler to shop around for the car insurance policy that fits your needs.

As a new driver, you are required to have an active insurance policy to operate your vehicle. Driving without insurance has various penalties that can include fines or loss of your license. No matter the coverage price, new drivers will have the same insurance as older drivers. Therefore, there is no new-driver-specific policy that you need to find.

Liability Coverage

Most states require you to keep liability coverage at a bare minimum. This protects you by paying car and property damages, as well as medical costs, to another party when you are at fault for the accident. Personal injury protection and MedPay are often included in basic policies in states that require this coverage. These two are essential as they will help you pay the cost of your medical bills if you are injured.

Comprehensive and Collision Coverage

For higher levels of coverage, you can opt for a policy that includes collision, comprehensive coverage, or both. Collision coverage will help you to pay for the cost of repairing your vehicle if you are involved in an accident, whether it was your fault or that of another driver. Comprehensive coverage is for damages not caused by a collision. This can include an act of nature, like a tree branch falling on your car or hail damage, hitting an animal, and even theft or vandalism.

Deductibles

Don’t forget about your deductible. At the time you purchase your comprehensive or collision insurance policy, you will have the opportunity to select a deductible that will affect your premium costs. A deductible refers to the amount of money you are required to pay before your insurance company will pay out for damages.

High deductibles keep your premiums lower but could be challenging to meet if you have an accident that requires extensive repairs. Lower deductibles may increase your premium, but you won’t have to pay as much out-of-pocket at the time of an accident. Ultimately, the deductible limit that you choose is based on your financial situation and what terms work best with your budget and reflect the value of your vehicle.

As a general rule, it’s best to purchase the highest level of coverage that you can comfortably afford. It may be tempting to select the lowest premium possible, but you could find yourself unable to pay the costs associated with an accident in these cases.

Remember always to carry proof of your current car insurance policy. It’s good practice to keep a copy in your glove box for easy access if you are involved in an incident and need to prove that you are covered or exchange insurance details with another driver.

How Can I Save Money On My Auto Insurance Policy?

When shopping for auto insurance coverage as a new driver, you can save money in the following ways.

Compare Quotes

Don’t just select a policy from the first company you receive a rate from. Instead, get several quotes from a range of insurers to see which one offers the best deal. While it’s normal to pay more as a new driver, some companies have excellent prices, and you won’t know until you do your research and compare all the options.                                                           

It’s simple to get a quote by entering your details online or calling an agent. First, however, be prepared with some basic information that is required to give you an accurate quote. This includes your driver’s license, Vehicle Identification Number, mileage, and an idea of the coverage you want.

Look for Discounts

There is usually a range of discounts that an insurance company may offer that can reduce the cost of your premiums. Some common ones for new drivers include a discount for completing a qualified driver training course and a discount for being a good student. Family plans are also generally a better financial fit. Ask an agent what discounts are available to determine if there are more that you could potentially qualify for.

Adjust an Existing Policy

Adding the new driver onto a family plan or parent’s policy can save you money. You can also consider dropping collision and comprehensive coverage on an older vehicle. In addition, liability insurance policies cost less than full coverage.

Get a Pay-Per-Mile Policy

Some insurance companies offer a different type of plan for those that live in urban areas and don’t need to drive often due to the availability of public transportation. Usage-based policies calculate your bill based upon the time you spend driving and your driving behaviors. These policies aren’t available everywhere but are worth checking into as they can save you a lot of money.

Be a Safe Driver

After you rack up some driving experience with no at-fault accidents and prove that you are a safe driver, your insurance premium could be reduced.

Pay Attention to Your Payment Schedule

Most auto insurance policies extend for either six months or a year. You can arrange to pay this monthly or in one upfront payment. Some insurance carriers offer a discount if you pay in full in one payment.

Build Your Credit

Many auto insurance companies review your credit history when giving you a premium quote. If you have made some financial missteps that affected your credit, or you don’t have much of a credit history, work on building a positive reputation and high score. This can save you quite a bit on your insurance rates.

Drive an Inexpensive Car

The make and model of the vehicle you drive can affect your premium rates. New cars for inexperienced drivers typically hike up the rates.

Choose a Higher Deductible

If you decide to purchase full-coverage auto insurance with comprehensive and collision coverage, you can reduce the cost of your premium by opting for higher deductibles. Your out-of-pocket expenses may be higher if you need to file a claim, but the premium costs are lower.

Summary

As you gain confidence and experience as a driver, you can establish yourself as a good driver and take advantage of lower rates. It usually takes a few years to see your rates drop, so use the time wisely and do your best to practice safety and avoid accidents. Remember that quote comparison is one of the best tactics to obtain the best rate on your car insurance. With just a few pieces of information, you can get access to quotes from many companies to find the best policy for you.

The Differences Between A Salvage Title And A Rebuilt Title



When it comes to buying a used vehicle, you’ve likely come across examples with rebuilt or salvage titles.

As you can imagine, there are cases where such vehicles can be a good idea for some buyers, and you’re probably thinking cars with those titles might be suitable for you.

The thing is, you should make sure you fully understand all aspects of buying vehicles with rebuilt titles or salvage titles, including the impact they have on your vehicle insurance. With that in mind, the following guide will help you gain a deeper understanding of the subject:

Salvage Vs. Rebuilt Titles: What’s The Difference?

In a nutshell, cars with salvage titles have been damaged previously and declared a total loss by insurance companies.

They are official indications that the cost of repairs was uneconomical to those insurers, and so money got paid out by those insurance companies to their customers.

In those situations, the insurers usually keep those damaged vehicles and then resell them to auto repair companies to recoup some of their costs. Some of the most common reasons for declaring a vehicle a total loss include:

  • Collision damage from accidents;
  • Fire damage, either caused by the car itself, its occupants, or a third party;
  • Flood damage;
  • Theft and subsequent recovery of the vehicle.

While it’s possible that some cars with a salvage title cannot get rebuilt, perhaps due to excessive structural damage, most salvage cars are repairable. When that happens, those vehicle owners can receive a “rebuilt” title in specific circumstances.

For example, if a car gets rebuilt and passes a series of state-mandated safety tests, the owner of that vehicle can then receive a rebuilt title for it.

Cars that have a rebuilt title have been repaired to a high enough standard to meet any applicable state DMV safety tests and laws and are therefore considered in a roadworthy condition.

In some cases, cars rebuilt from a salvage status might have only needed minor repairs (such as a replacement fender or door, for instance).

What Causes Cars To Lose Clean Titles?

Most cars on the used car market have a clean title. That means they have never been declared a total loss by an insurance company.

When a car receives significant damage, such as in a collision with another vehicle, or perhaps if it got stolen and was damaged due to the thief’s reckless driving, the insurance company will assess the damage and determine how much it will cost to repair the car.

If the cost of the repairs is between 75% to 90% of the vehicle’s value, they will most likely deem it uneconomical to repair and subsequently declare the car a total loss.

At that point, after the insurance claim gets paid out and the car belongs to the insurance company, the state’s DMV will convert the vehicle’s title from a “clean” status to “salvage.”

As mentioned earlier, insurers will then sell salvage vehicles to other businesses like auto repair shops. Should those cars get repaired to a roadworthy standard, the shop or whoever now owns the car can apply for the title to change from salvage to “rebuilt” status.

How Do Non-Clean Titles Affect Vehicle Values?

As you might expect, the value of a car with a salvage title or rebuilt title will have a lower market value than those of vehicles with clean titles.

The reason why is simple: it’s because the car will have had significant enough damage to have been declared a total loss by an insurance company.

According to Kelley Blue Book, a car with a salvage or rebuilt title can typically be around 20% to 40% lower than the market value of a vehicle with a clean title. That could mean a value loss of several thousand dollars in some cases.

How To Verify If A Car Has A Non-Clean Title

Whether or not you suspect a car has a salvage or rebuilt title, you should always do a title check on any vehicle you want to buy. You can do so by getting a vehicle history check from Carfax, Autocheck, or NICB.

Keep in mind that such checks don’t always work. For example, the NICB (National Insurance Crime Bureau) only checks insurance companies that are NICB members.

Similarly, Carfax and Autocheck can’t check the details from all insurance companies. However, it’s still worth doing the checks for added peace of mind.

5 Reasons To Buy Cars With Non-Clean Titles

You might be wondering why you should consider buying a car with a salvage title or a rebuilt title. After all, they got damaged in an accident at some point, and their value will always be lower than the average market value.

The truth is, there are many reasons why it can make sense to buy a car with a salvage title or a rebuilt title. One of the main draws to such vehicles is saving a significant sum compared to purchasing a clean title car.

If you’re unsure whether purchasing a car with a salvage or rebuilt title is for you, consider the following reasons:

1. All Vehicles Must Pass A State Inspection

The first thing you should remember about cars with a rebuilt title is that they will have passed stringent safety inspections from the state’s DMV.

When it comes to converting a salvage title to a rebuilt one, the vehicle in question must have undergone repairs carried out to a high standard.

DMV inspections will always detect if repairs weren’t completed correctly, and vehicle owners will subsequently get refused a rebuilt title until the work is carried out correctly.

Buying a car with a rebuilt title could potentially save you thousands of dollars – money that you could use elsewhere, such as putting towards future maintenance costs.

2. You Can Ask For Proof Of All Repairs

As you can appreciate, you want to have peace of mind knowing that all repairs got carried out correctly and by competent auto professionals. After all: the last thing you want to do is buy a car that is likely to have severe issues after a short period!

That’s why, when you go to view cars with a rebuilt title, you can ask to see all documentation relevant to the car’s repair when it got converted from salvage title status.

Reputable sellers will happily provide you with evidence, such as invoices or receipts for all parts and work carried out.

3. You Can Check The Vehicle’s History Through The DMV

What happens if you have your heart set on a particular car with a rebuilt title, but the owner cannot provide you with the documentation to confirm that competent auto professionals did all the repairs?

You might think that your only option is to walk away from the sale and look for another car to buy. However, you might still want to buy the vehicle you initially wanted if you check the car’s history through the DMV.

Doing so will help you view all critical information about the car, such as why the vehicle got a salvage title in the first place and when it got converted into rebuilt title status.

4. Some Rebuilt Vehicles May Have Only Sustained Light Damage

It’s easy to assume that all cars with a salvage title ended up with significant damage. You might not know that it’s often the case where insurance companies will declare cars a total loss if only light damage occurred, but the vehicle’s value was very low.

For example, a car may have been declared a total loss due to $400 worth of body damage to the fenders, hood, bumper, and headlights. However, structural damage may not have been caused to the car’s chassis.

If the vehicle’s value was only $600, for instance, and you can source the parts for say $150 and competently carry out the repairs, you could end up with a cheap car to use as your daily driver or one that you could sell on for a profit.

5. Vehicles With Salvage Titles Can Be Good Donors

Do you have a car that is perhaps undergoing a partial restoration? Maybe you purchased a vehicle cheaply because it needs several mechanical or cosmetic repairs? It often makes sense to buy a “donor car” to use for spare parts in those cases.

Buying a roadworthy donor car can sometimes be an expensive endeavor, but purchasing one with a salvage title will make more sense – especially if you don’t need any of the damaged parts from it.

Such a purchase can mean you have a raft of spare parts at your disposal to use at any time.

5 Questions To Ask About Salvage And Rebuilt Cars

By now, you’ve likely decided that a salvage or rebuilt title car is for you. Moreover, you’re happy that conducting the proper checks to ensure the vehicle you buy is as advertised will mean you end up with the right car for your needs.

Before you head out to buy a car with a salvage title or rebuilt title, there are some questions you need to ask – and feel satisfied with the answers – before you make any purchases.

With that in mind, take a look at the following common questions to ask or qualify whenever you find a car with a salvage or rebuilt title that interests you:

1. Does The Vehicle Have Any Documented History?

The first question you need to ask is about the vehicle’s history. Does it come with any? Also, if it’s a rebuilt title car, is there evidence available of the repair work, such as receipts and invoices for all work carried out and parts used?

If there is no documentation available, you might be able to get some information from your state’s DMV – they can at least tell you why the car originally had a salvage title and when it got converted to rebuilt status.

2. How Was The Vehicle Damaged?

The next thing you need to establish is how and where the vehicle got damaged. You need to determine this information whether you’re buying a salvage title or rebuilt title car.

You might be lucky and find that the car which interests you didn’t actually sustain any damage; instead, it was simply abandoned by its previous owner and subsequently earned the salvage title distinction.

Knowing what damage (if any) the car in question sustained will help you to determine whether it’s a vehicle you still want to buy.

3. How Extensive Was The Damage?

Should your checks reveal the car you want has a salvage or rebuilt title because it indeed sustained some physical damage, you must ask how severe the damage was to the vehicle.

For example, suppose the car’s previous owner had a front-end collision. In that case, you must satisfy yourself that the chassis is still straight and true and that the accident hasn’t caused problems like incorrect suspension geometry or incorrect steering angles.

In many cases, cars with a salvage title or rebuilt title might have had mild cosmetic damage, such as paint damage.

4. How Was The Vehicle Repaired?

You already know that a car with a rebuilt title will have passed a series of rigorous safety checks by your state’s DMV. The thing is, you want to satisfy yourself that the work carried out was done by a professional.

With that in mind, documentation checks should reveal whether that’s the case or not.

A vehicle that was professionally repaired to a high standard should come with written evidence that the work got carried out by an auto shop rather than some person in his backyard.

5. What’s The Seller’s Reputation?

It makes sense to buy a car on a rebuilt title from a reputable dealership. That way, you have more legal recourse if things aren’t what they seem with the vehicle and you want to address any issues.

With that in mind, you should always determine the seller’s reputation. Are they a genuine car dealer or someone likely to sell you a lemon?

One thing you can do is research their reputation online; look for things like online reviews and other feedback by doing a simple Google search on their name.

How To Insure Salvage & Rebuilt Title Cars

Lastly, insurance is one final point to keep in mind when considering salvage title and rebuilt title cars. Can your current insurance company provide you with the cover you need on such a vehicle?

If the answer is no, it’s a good idea to entrust the services of an insurance company that specializes in providing policies for vehicles that don’t have “clean” titles. That’s because some insurance companies might only offer liability coverage.

Difference Between DWI and DUI



The terms DWI and DUI are often used interchangeably in general conversation. Both refer to crimes involving driving while intoxicated. 

However, drilling down into the legal meaning, there are slight differences between them. DUIs and DWIs are not the same. 

DUI stands for “driving under the influence” whereas DWI is short-hand for “driving while intoxicated.” Some state courts interpret being under the influence and being intoxicated to mean different things, while others wrap all driving drunk or drugged under a single banner. 

There are good reasons why DUIs and DWIs are both crimes. Drink driving kills more than 28 people per day in the U.S., which translates to roughly one person every 52 minutes. What’s more, drunk driving is responsible for around a third of all traffic fatalities, despite only representing a tiny fraction of total miles driven. 

DUI Vs DWI

In most states, DUI and DWI have different legal meanings. For instance, officers may charge a person with a DUI if they believe that they have been driving under the influence of either alcohol or drugs. Moreover, none of the substances in the person’s system need to be illegal for police to press charges. Prescription drugs that impair a person’s driving ability are just as likely to result in a DUI as illicit substances.

DWI, on the other hand, means driving while intoxicated or impaired. However, just like DUI, the actual legal definition varies considerably by state. Jurisdictions, for instance, may have separate crimes for both DWIs and DUIs, or just charge people with one or the other. 

Ultimately, the differences between the two are semantic. In many cases, it simply comes down to the term preferred by local lawmakers. Most states go with DUI, but there are a significant minority of DWI-using states as well. 

OUIs And OWIs

Five states – Maine, Massachusetts, Michigan, Iowa and Indiana – do not use DUI or DWI. Instead, they use the terms OUI and OWI. These stand for “operating under the influence” and “operating while intoxicated” respectively. 

Lawmakers sometimes prefer these terms because they have wider scope than “driving,” encompassing more circumstances in which a person might be a hazard to themselves and others. For instance, a person does not “drive” a crane while operating it on a building site, but they could still put people in danger if they were over the legal alcohol limit. 

What Are The Penalties For A DUI/DWI?

As discussed above, the vast majority of states use DUI as their preferred term, with a smaller number choosing DWI. Penalties for first offenses are usually less severe than for second offenses. However, most involve some sort of jail time. 

Here’s a list of penalties for a first DUI/DWI offense for some of the most populous states: 

  • California: A 6-month license suspension, a maximum of 6 months in jail, and no more than $1,000 in fines, plus mandatory DUI school attendance
  • Florida: A maximum three-year license suspension, up to 10 days in jail and a minimum $300 fine
  • Illinois: Twelve-month license suspension, up to a maximum of a year in jail, and no more than $2,500 in fines
  • New York: No less than one-year license suspension, no more than a year in jail, and $2,500 in fines
  • Pennsylvania: No more than a year license suspension, a maximum of six months in jail, and up to $5,000 in fines
  • Texas: No more than one-year license suspension, up to a maximum of 6 months in jail, and no more than $4,000 in fines

Second offenses tend to carry dramatically more severe penalties. Here are some examples from the most populous states: 

  • California: Up to one year license suspension, a maximum of a year in jail, and no more than $1,500 in fines
  • Florida: Five-year license suspension, no more than 9 months in jail, and up to $2,000 in fines
  • Illinois: A five-year license suspension, no more than one year in jail, and up to $2,500 in fines
  • New York: 18-month license suspension, no more than 4 years in jail and up to $5,000 in fines
  • Pennsylvania: 18-month license suspension, up to five years in jail and $10,000 in fines
  • Texas: Two-year license suspension, no more than one year in jail, and $4,000 in fines

Generally speaking, the penalties for a second DUI are roughly twice as severe as the first. Drivers caught a second time are liable to spend a significant amount of time behind bars, in addition to paying hefty fines and being denied the right to drive for a considerable length of time. 

Which States Send You To Jail For Your First DUI/DWI?

Most states have minimum DUI/DWI jail time, even for a first offense. Incarcerations tend to be relatively short, but it depends on the decision of the court. 

In Alaska, for instance the minimum jail time is 72 hour for a first offense. In Arizona it is 24 hours, and in Arkansas, it can be anywhere from 24 hours to a year. 

California is one of the strictest states in this regard. It insists that first-time offenders spend between four days and six months behind bars for a first offense. In Florida, local courts send people to jail for up to ten days, while in Utah, the minimum stay is 48 hours. 

Some states do not require any minimum jail time at all. These include Alabama, Hawaii, Kentucky, New Hampshire, New York, North Dakota, Pennsylvania, and Wisconsin. However, that does not mean that offenders will automatically escape jail. Courts may determine that jail time must be served nonetheless. 

You can find the full list of first-time offense minimum jail times here.

How Much Alcohol Can You Have In Your Blood Before You Go Over The Legal Limit?

In every U.S. state, it is illegal for anyone over the age of 21 to drive with a blood alcohol concentration (BAC) of more than 0.08%. 

Minors under the age of 21, are banned from having any alcohol in their system above measurable levels, typically 0.01% or 0.02% of blood volume. 

The commercial BAC limit is 0.04%. Drivers operating in business capacity face disqualification and various sanctions if testing reveals that they are above this threshold. 

Everyone absorbs and metabolizes alcohol slightly differently. Therefore, there is no precise formula for how many drinks will take you over the legal limit. Larger people may be able to consume more alcohol because they have a greater blood volume than smaller people. 

Very few people will go over the limit with just one drink (defined as 12 ounces of 5% beer, five ounces of 12% wine, or 1.5 ounces of 80-proof liquor). However, those who are on the smaller side are highly likely to go over the limit with two or more drinks. By the time you get to three drinks, even the heaviest people will likely be over the legal limit for a time. 

The average person is able to process around 0.015% BAC per hour. Therefore, if someone who has a BAC of 0.12% stops drinking at 6 pm, they would likely dip below the legal limit by 9 pm. 

Do DUIs/DWIs Affect Insurance Premiums? 

If you are convicted of a DUI/DWI, your insurance premiums will almost certainly go up. Some insurers may drop you from policies entirely. 

How much your premium goes up usually depends on your carrier’s DUI policy. Most private insurers will ask you to pay twice or three times your existing premium to continue covering your vehicle. 

Some states require you to take out an SR-22 after a DUI/DWI. This certificate proves that you can meet local authorities’ insurance requirements for a set period, usually three years. You usually obtain one of these once your license suspension comes to an end. 

How Long Do DWI/DUIs Remain On Your Driving Record?

How long a DWI/DUI stays on your driving record depends on the state you are in when you get pulled over. Usually, you’ll need to wait between five and ten years to have it struck off. Most states are on the lower end of this scale, but some are significantly higher. 

There are a handful of states that will never erase your DUI history. For instance, if you get caught drunk driving in Alaska or Alabama, it will remain on your records permanently. 

However, you may be able to apply for an expungement, which removes drunk driving records from your distant past. However, to do this, you will need to pay court fees, make legal filings and complete a lot of paperwork. 

What Happens If You Refuse A Breathalyzer Test?

If police suspect that you are driving under the influence of alcohol, they will ask you to undergo a field sobriety test. These provide officers with a quick readout of your blood alcohol level to determine whether you are above the legally permissible limit of 0.08%. 

As a U.S. citizen, you can refuse a breathalyzer test, but should you? 

In general, refusing to take a field sobriety test is not a good idea. Depending on where police pull you over, you are at risk of having your license revoked. 

Furthermore, even if you don’t take a field sobriety test, you can still wind up in jail. Prosecutors can bring in other forms of evidence, besides roadside breathalyzer results, such as observations of your physical behavior and appearance, to convict you. 

Some states apply penalties differently, depending on whether you refuse a field sobriety test, or a blood, alcohol and breath test once you arrive back at the police station. Generally, the penalties for refusing a field test are less severe than once you are in police custody. 

The law considers driving in the U.S. a “privilege” and not a “right.” For that reason, states can levy fines, revoke your license, and put you in jail if you don’t submit to a BAC test. To justify this, they rely on the notion of “implied consent.” This means that if you drive a vehicle, you are implicitly allowing the state to conduct breathalyzer tests on you at will. 

If you refuse a BAC test, most states will revoke your license for twelve months. This penalty is more severe than standard revocations in most states. If you’ve had a DUI in the past, courts may also decide to send you to jail, even if there is no alcohol in our system. 

Data show that around 20 percent of people suspected of drunk driving refuse to take a BAC test. However, rates vary considerably by state. More than 80 percent refuse in New Hampshire, while only 2 percent refuse in Delaware. 

How To Avoid Getting A DUI/DWI

The law is strict on the matter of drunk driving because of the human devastation that it causes. Evidence suggests that there are around 10,000 drunk driving-related deaths every year, with a fatality rate of 1.1 per 100 million vehicle miles. 

Drunk driving deaths are falling over time, down around 10 percent over the last decade compared to the one that came before. This trend is being driven by the actions of citizens groups, such as Mothers Against Drunk Driving, and public agencies, including the CDC and NHTSA. 

To avoid getting a DUI/DWI, you should: 

  • Use ride-sharing services on nights out, such as Uber and Lyft
  • Plan your transport ahead of time if you know that you are going to be drinking
  • Use an electric scooter instead
  • Avoid don’t drink at all when you go out with friends if you are the designated driver

Summary

While there is a slight difference between a DWI and a DUI, it is mostly semantic. In all 50 states, the legal permissible BAC limit is 0.08%. If you go above that, you put yourself at risk of license suspension, hefty fines and jail time.

Driving Barefoot – Is it Illegal?



There are a lot of misconceptions about driving barefoot. Some people feel more comfortable driving without shoes on their feet. Chances are, if you are one of such people, you may be wondering if it is illegal to drive barefoot. Here’s what you should know about driving without your shoes on your feet. 

Some regulations are clear when it comes to specific driving rules. These rules are usually not vague or open to alternative interpretations. For example, it is illegal to drive while intoxicated, and almost everyone knows they shouldn’t be drinking and driving.

However, most people are not sure if they can drive barefoot without getting into trouble with the law. Many people even have the idea that driving barefoot is illegal. 

Contrary to many beliefs, the fact is, no law makes it illegal to drive without your shoes or a pair of feet covering in all 50 states in America. In essence, the answer to the question: is it illegal to drive barefoot? – is no.

Is it safe to Drive Barefoot?

Well then, if it is not illegal to drive barefoot, the next appropriate question should be: is it safe to drive barefoot? 

The answer to this question can differ across specific scenarios. For example, some people can argue that driving barefoot may be safer than driving with certain types of shoes, such as high heels. Also, you may have a better grip of the car’s pedal or brake when you drive without shoes on your feet. 

While driving barefoot is not illegal, some states recommend that you should avoid driving without shoes on your feet. No state has explicitly stated that they prohibit driving barefoot, but some states have not held back on their views that driving without shoes can indeed be unsafe. 

Some states have precise regulations about driving motorcycles barefoot. The state of Alabama, for example, permits driving a motor vehicle without shoes but requires motorcycle riders to wear appropriate shoes when operating a motorcycle.

On a case-by-case basis, if you get involved in a motor vehicle accident while driving barefoot, law enforcement agencies can charge you with reckless driving due to driving barefoot.

The gray area with rules on driving barefoot can make it a personal judgment on whether you feel safe driving without shoes. However, just because you think driving barefoot may be safe does not make it safe for you and others. 

Driving with shoes on your feet may provide some form of traction that prevents your foot from slipping off the brake in critical moments. Likewise, when driving barefoot, your foot can slip off the pedal if you do not have a firm grip and cause accidents. 

What Is The Origin Of The Myth That It Is Illegal To Drive Barefoot?

Some things don’t feel right. One of such things is driving without shoes. It is not regular practice to step out of your home barefoot. In the same vein, it also feels unusual to drive without shoes. Driving without shoes is one of those things that people think is illegal because it does not seem right, and people don’t just do it.

Many people have spread unfounded tales about people getting arrested for driving barefoot. Some of these fabricated stories have been told by parents and driving instructors. It is no wonder why many people believe these stories and share them.

While you may have heard of stories about people getting arrested for driving barefoot, in reality, an arrest for driving without shoes is less likely because it is not illegal to drive barefoot. Technically, you cannot go against a non-existent law. 

The most likely cause for a charge linked to someone driving without shoes is reckless driving or distracted driving. Whether you drive with shoes or barefoot, the most important thing is you drive safely with no distractions. 

Also, the misconception that driving barefoot is illegal may have spread vastly due to most states recommending that people wear shoes when driving. Just because states recommend driving with shoes does not automatically make it illegal to do otherwise. 

In as much as many states think it is safe to drive with shoes, it is also essential to wear the right kind of shoes when driving. An inappropriate type of shoe can cause more havoc than no shoes at all. 

Until there is a law that outrightly prohibits driving barefoot, it is a myth that driving without shoes is illegal.

What Most States Say About Driving Barefoot

While no state categorically makes it illegal to drive barefoot, some states encourage drivers to wear shoes when driving. They also encourage safe driving and using footwear that is safe and comfortable. 

Alabama

Driving a motor vehicle is not prohibited, but you need to have shoes on your feet when driving a motorcycle.

Arizona, Arkansas, California, Nevada

There is no law that makes driving barefoot illegal. However, if driving barefoot causes you to drive recklessly, you stand a risk of being charged. 

Indiana, Iowa, Missouri, Ohio, Wyoming

It is discouraged to drive without shoes as this is considered an unsafe practice that can lead to reckless driving. Certain shoes such as open-toes shoes or high heels are unsafe for driving.

Michigan

While driving barefoot may not be safe, driving with certain shoes is more dangerous than driving barefoot. You are encouraged to wear the right kind of shoes when driving.

Tennessee

Some local cities have regulations that frown against driving barefoot and may charge you for driving without shoes in some instances. However, it is not illegal to drive barefoot in the State in general.

Virginia

The State encourages people to drive with shoes and wear footwear that is safe for driving. However, it is not illegal to drive barefoot.

Wisconsin

No law prohibits driving barefoot. Shoes like high-heels and wedges are not safe for driving. Driving barefoot may be better than driving with unsafe shoes.

Alaska

It is not mandatory to wear shoes when driving, but in your best interest, it is encouraged to wear footwear that makes you comfortable, especially in cold weather. 

In summary, when in doubt, you should check with the authorities in a specific state to understand their rules about driving without shoes. Additionally, confirm that you have adequate coverage when driving barefoot in certain states with your insurance providers.

What Types of Shoes are Unsafe When Driving?

Certain types of shoes can compromise safety when driving. Generally, if a shoe does not give you a firm grip on the pedal or brake when driving, you should avoid putting on such shoes. 

High heels

For example, while many people still drive with high heels on their feet, this can be a hazard. High-heeled shoes can prevent you from having proper control of the car pedal or brake. 

Shoes with high heels are usually suspended and can get caught between the car foot mat or the accelerator pedal and disrupt your driving. This can cause you to lose control and drive off your lane in severe cases. 

Flip flops and Sandals

Flip flops and sandals are comfortable, and most people find themselves driving with them. However, flip flop shoes may not be safe for driving. Flip flops and sandals can easily slip off your foot or get stuck when shifting your foot from the pedal to the brake. 

If a sandal or flip flop shifts from your foot, this can cause you to lose concentration when trying to put them back on correctly. Distracted driving is a leading cause of accidents, and even a two-second distraction can result in multiple casualties.

Wedges and Heavy Shoes

When you wear wedges or heavy shoes with massive platforms, you can have difficulties moving your foot swiftly between the accelerator pedal and the brake when you need to do so. Heavy shoe platforms also prevent you from applying the correct pressure on your pedal or brake. 

The thick soles of these shoes do not allow you to have good judgment when driving, you may think that you are applying the proper pressure on your brake, but this may not be the case due to the disconnect between your foot and the brake.

Type of shoes You Should Wear When Driving 

The appropriate driving shoe can be different for everyone. However, the recommended shoes for driving are shoes that do not easily slip from your foot and shoes that allow your foot to connect with the pedal and brake. 

When driving, you should wear comfortable shoes that give you a good grip on the accelerator pedal. When you have a good grip on the brake or pedal, you can control the vehicle better and drive safely.

Good driving shoes should give you adequate ankle support, unlike flip flops, which can come off your foot or get stuck when driving. Generally, thin-soled shoes and running shoes are good driving shoes. They have a good grip on your foot, and you can feel the pedal and brake even when you wear them.

It is also safe to wear shoes that do not have laces. If you wear shoes with laces, ensure that you tie the laces correctly. Shoes with no or short laces do not obstruct your driving and cannot get stuck when moving your foot from the pedal to the brake.

Should You Wear Shoes When You drive?

After all has been said, since it is not illegal to drive barefoot, you have to decide to do what is safe. Is it safer for you to wear shoes when driving? If yes, then you should wear shoes when you drive.

If you find yourself in a situation where you think driving without your shoes may be safer, then you should drive barefoot. For example, suppose you go out for an event in high heels and forget to take spare flat shoes for driving. Then, in this case, if there is no other alternative, you can choose to drive without your shoes as this may be a safer option.

Note that you can put yourself in a reckless driving situation if you drive with no shoes or unsafe shoes. In this case, you can be charged for driving recklessly and causing an unsafe situation for others.

Frequently Asked Questions

Will I get insurance coverage if I get involved in an accident while driving without shoes?

Driving barefoot is not illegal, and your insurance provider should not deny you coverage only because you drove without shoes on your feet. However, to be on the safe side, you can make inquiries from your insurance provider.

Can I get charged for driving barefoot?

It is not illegal to drive barefoot, and you cannot get charged just for driving without shoes. Chances are, if you get arrested when driving, you may have been driving recklessly or have violated a driving law.

Is it illegal to drive barefoot?

No, it is not illegal to drive barefoot. But if driving barefoot makes you drive recklessly, you may be charged. 

Conclusion

People have the misconception that driving barefoot is illegal in the United States. Some states encourage driving with shoes because they consider this a safe practice. Generally, you cannot be charged solely for driving barefoot. However, if you drive recklessly due to having no shoes on your foot, you can get arrested as this can cause harm to you and others.

Sometimes, driving barefoot may be safer than driving with certain shoes such as heels, flip-flops, or heavy boots. Assess your situation and drive barefoot only if you need to.

Finally, it is essential to ensure that you get adequate insurance coverage regardless of if you want to drive barefoot or not. 

Average Car Length: What You Should Know



Vehicles come in different shades, shapes, and sizes. Vehicles vary in length and design. But, specific car models seem to have an average length. But again, who cares how long a vehicle is? Why is the average car length a vital piece of information? What factors are affected by the average length of a vehicle?

As an American car owner, understanding the uniqueness of your vehicle is critical to maximum effectiveness and appropriate maintenance. Plus, your vehicle info often comes in handy when you’re applying for an insurance cover.

Knowing your average car length:

  • Gives you an idea of how much space you need to park your vehicle
  • How much space you’d need to leave between your vehicle and the next
  • Is needed to boost your road positioning
  • Prevents you from overestimating your car size when driving
  • Helps develop confidence in you when driving especially when driving on narrow roads or less familiar spaces since you know exactly how long and wide your vehicle is.
  • May offer you an insight into your insurance premium

What Is the Average Car Length?

Different vehicles come in varying lengths. Nonetheless, you will find that the average car is about 14.7 feet or 4500 millimeters in length. Small cars are often 10-14ft in length, while big trucks usually range from 18-19ft. Hence, there is a wide range of possible sizes when it comes to vehicles, and no specific car length cuts across every existent vehicle. 

Average Car Lengths by Model

The table below gives you a glance through some of the common car types and their respective sizes. 

Size category ModelLength in millimetersLength in feet
Large pickupChevrolet Silverado 561418.4
Small pickupNissan Navarra 498116.3
Large SUVCadillac escalade 511016.7
Small SUV Ford escape440014.4
Full-sized Audi A6480015.7
Mid-sized Audi A4462014.8
Small car KIA Rio421513.8
Mini cars Suzuki Alto319510.5

Why Does a Vehicle’s Length Matter?

Here are some reasons to consider your car length carefully: 

1. Safety

Day in day out, safety is crucial. It is why we eat some meals and avoid others. It is why we wear helmets, use seat belts, ride sober and take other precautions. We love ourselves and do not want any harm for ourselves or our loved ones.

Car size is also crucial to safety. Given that no other factor is varied, longer, bigger vehicles often provide more cushion or crash protection when compared to smaller, lighter ones. In cases of frontal crashes, the longer distance between the front of the vehicle and the occupant’s compartment softens the impact during a car crash. 

The crash tests carried out by the Insurance Institute for Highway Safety (IIHS) in 2019 portrayed the role of size and weight in safety upon collision with larger vehicles. In the demonstration, a midsize SUV was paired with a small car by Kia, while a large car and minicar made by Toyota were paired. The smaller cars used both had exemplary ratings in five IIHS tests relevant to driver safety. So, they were great cars. However, they performed poorly when they collided with a larger vehicle. 

P.S: Smaller cars are now safer than they’ve ever been but their larger counterparts still seem to offer more security. Understanding the car length of your intended model and its potential risks will help you make an informed decision during purchase.

2. The vehicle length may influence purchasing decisions

We all get cars to ease us of some form of inconvenience, not to create another. Long or short, your vehicle will transport you effectively from one place to another. However, some difficulties might set in if you have a long vehicle and own a rather small garage or parking lot. Your parking space and cargo requirements are key reasons to consider a vehicle’s length carefully before making a purchase. Plus, if you live in a place like Manhattan, parking your vehicle on the street might be a bit of an issue if you drive a long car. 

3. Your car length is vital when driving

No motorist goes around town actively thinking about how long his vehicle’s headlamp is from its windscreen or how far away the trunk is. However, these become key factors when making a turn or bending a curve. While a small car can easily make sharp turns and navigate small streets, driving a longer vehicle through the same route might require more expertise. The driver of the longer vehicle often has to take the turn slowly turning subtle angles per time. Thus, knowing the size of your car could be a reasonably essential piece of information when driving. 

4. It might impact weight

While a longer car doesn’t always mean a heavier one, it often does. And, car weights are crucial determinants of injury and impact in the course of a collision. When two vehicles collide, the bigger vehicle will push back the lighter one causing a higher impact of the collision to be felt by passengers in the lighter vehicle while the heavier vehicle receives a lighter impact. 

5. It determines handling

The overall size of your car goes a long way in determining the car’s handling. Relative length to width proportion impacts weight transfer. A longer (and a wider vehicle) will have higher inertia relative to a shorter and slimmer vehicle. 

Factors that Influence Car Length

Alterations or improvements in configuration and certain car features may dictate car length. Usually, larger passenger space and/or cargo space will add to the length of the car. On the other hand, certain safety features such as lane departure sensors and airbags may call for a wider car width. 

The Influence of Location on Average Car Length

The decision of what car to purchase rests on the shoulder of individuals hence there is no rigid framework. However, the following trend is often the case.

Average car length is usually smaller in places with smaller streets and sharper turns or bends. Americans who live in larger cities with wider roads, on the other hand, are more open to getting longer vehicles. 

Personal needs and preferences also impact one’s vehicle choice. Someone who needs cargo space and a larger passenger capacity will likely opt for a longer car that suits these needs. 

Estimating Car Length

On average, car models can often be grouped into one of the categories below.  

Urban cars: often between 2.7-4m with heights ranging from 1.5-1.7m

  • Small-sized cars: often between 3.8-4.1m in length and about 1.5-1.8m in heights 
  • Compact cars: about 4.1-4.3m long, 1.4-1.5m high, and 1.7-1.8m wide
  • Small SUVs: usually between 4.3-4.7m in length
  • Porsche cars: 4.6-5.6m in length 
  • Sports cars: often range in length from 4-5m
  • Compact crossovers: fall between 3.7-4.3m in length
  • Pickups: Pickup trucks usually fall between 5.2-5.7m in length. 

Determining the Exact Car Length of Your Vehicle Model

To determine the exact length of your car model, you could do any of the following:

1. Use VIN Decoder

This is perhaps the easiest stress-free method to determine your vehicle’s length as VIN decoders are freely accessible on the web. To determine your car length using a VIN decoder, simply:

  • Find out the VIN of your car. This is usually in specific locations of the vehicle. Car VINs are often found in front of the steering wheel, at the lower-left corner. 
  • Once you have your car’s VIN, enter it into the VIN decoder. Then, you can access your vehicle’s dimensions.  

VIN, the vehicle identification number, is the identifying code for a particular automobile. The VIN is sometimes referred to as the chassis number. A vehicle’s VIN can be compared to fingerprints in humans as no two vehicles have the same chassis number. VIN is a seventeen-character code composed of both figures and capital letters, each of which codes for specific info about the car. 

Locations to Find Your Car’s VIN

  • The lower-left corner in front of the steering wheel, where you can read it by simply looking through the windshield on the driver’s compartment of the vehicle.
  • The front of the engine block. This should be easy to find once you look at the front of the engine
  • The driver-side doorjamb 
  • The driver-side door post
  • The spare tire: your vehicle’s VIN may sometimes be found underneath the spare tire. 

2. Check an Online Auto Shop

An alternative means to find out your car’s specific dimensions is to use an online auto shop. You may enter your license plate number when you enter an online auto shop. Thereafter, you can find out all about the specifications of your vehicle including its dimensions. However, ensure that the online auto shop is secure as your license number is key private information. 

3. Find Out from Your Local Dealer

Car dealers are exactly that-car dealers. They are experts who have a vast knowledge of cars and other car-related topics. You could simply put a call through to your trusted local car dealer and let them know your license number or VIN to find out your car’s dimensions. You can also ask them other questions that you may have about the car. 

4. Measure It Yourself 

The final option is to go DIY. You could simply measure your car length yourself. Car length is one of the easiest variables to measure. Manually determine your car length by measuring from the rear to the front bumper. You could simply put a yardstick at the car base to determine its length. Your car length is the horizontal distance from the car’s front end to the farthest point at its rear. 

Does Car Length Affect Insurance Rate?

Insurance premiums are prepared to match the risk level of the insured. So, age, years of experience, location, health conditions, proneness to theft, and car safety features influence your insurance rates. However, these are not the only factors responsible for determining your insurance cost. Your vehicle size also plays a key role. 

Smaller Cars Attract Higher Rates

Smaller cars are quicker, easier to manage thus they can avoid accidents, right? Wrong! On the contrary, smaller vehicles are more prone to accidents and are likely to receive a greater impact upon collision with larger ones. Research on the interactions of large and small cars in real-world crashes also proves that the mass of a car is a key factor that determines injury outcome. Statistically, smaller cars have a higher accident incidence rate than their larger counterparts; hence they attract higher premiums. A study also suggests that smaller cars may be why car crashes injure women more. 

Average Car Length Trend: Is It Increasing or Decreasing?

There seems to be a change in taste and preferences as most Americans now opt for less expensive longer and larger vehicles that leave them feeling safe overall. Large vehicles are beginning to dominate the streets of America. 

You may be tempted to conclude that small vehicles are outrightly unsafe but that’s not true. Yes, a lighter vehicle is certainly at a disadvantage when a collision occurs. However, large vehicles are no longer as huge a threat as they once were. Automakers now closely align their energy-absorbing structures with those of cars to improve safety.  

Many car owners seem to assume that knowing your car length is too much information. But, this couldn’t be more untrue. Whether you’re an American just setting out to purchase your car or you already own a vehicle, knowing your average car length is critical to making safer and better decisions.

Facts About Drunk Driving Under the Influence



Impedance is not dependent upon the kind of liquor devoured, rather the quantity of beverages over a specific timeframe. In spite of myths and misguided judgments, espresso, a frosty shower, or practice won’t make a man more calm; just the reality of the situation will become obvious eventually.

By and large, a tanked driver will drive 80 times impaired before their first capture. At regular intervals in America, somebody is executed in an inebriated driving accident. That likens to 27 individuals consistently. Offer to be your folks’ assigned driver to guarantee that everyone returns home safe. Agree to Parents Ride Shotty.

For drivers under 21, the U.S. has a No Tolerance approach that does not permit any liquor to be in the blood framework while in the driver’s seat. The results could incorporate costly fines, loss of permit or correctional facility.

Somebody is harmed in a tanked driving occurrence at regular intervals.

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In 2013, 12,929 individuals were casualties of tanked drivers.

Between 50 to 75% of the general population who have had their licenses renounced because of driving impaired drive illicitly without their permit.

Auto collisions are the main source of death for youngsters, and approximately 1/3 of these mishaps include liquor or another substance.

Since the mid 1980s, liquor related movement passings per populace have been sliced down the middle with the best corresponding decays among persons 16-20 years of age.

In 2014, of the fatalities among youngsters ages 14 and more youthful, 20 percent happened in liquor debilitated driving accidents.

Children and teenagers who get included with liquor at a youthful age are 9 times more inclined to be included in a liquor related accident in their lives.

Average Miles Driven Per Year: Why It Is Important



Transportation is undoubtedly a key element of survival and driving is a central part of the American identity. If you go to work, institutions of learning, or anywhere else, chances are that you either drive there or use a commercial transport system. Either way, driving is involved. 

Over the years, the average miles traveled by Americans seem to have increased. 

But, should this matter to you as an American car owner? How does the average miles driven per year impact vehicle maintenance and costs, insurance options, car prices, etc.? Why is the average miles driven per year so important? 

Average annual miles driven per year measures the number of miles drivers generally travel throughout the year. It is an estimate of the distance covered per year per driver. The average annual mileage is an important measure to you as a car owner because it helps you estimate accurately whether a vehicle is overused, used optimally or driven at minimum mileage. Understanding your average mileage per annum relative to the state’s average can also help you compare your insurance options objectively and make wise insurance decisions.

Knowing the average miles per year can help you: 

  • Analyze your driving habits and compare it with other motorists’
  • See whether or not you qualify for a low mileage discount at your auto insurance company
  • Gauge if a used car has been driven a little or overused when you want to buy one
  • Choose the right insurance policy for your automobile
  • Give you an insight to improve your driving habits and boost vehicle maintenance. 

However, the annual average mileage is not only a vital piece of information for car owners. It is also vital to the operation of auto insurance companies. Automobile insurance firms consider the average mileage traveled as one of the crucial factors to determine insurance rates. How so? Your risk of involvement in an accident is related to the number of miles you typically drive. The higher the number of miles you travel, the greater your chances of being involved in an automobile accident.

What Are the Average Miles Driven Per Year?

According to the U.S Department of Transportation’s Federal Highway Administration, as at 2019, the average person drove about 13, 500 miles per year. This value is equivalent to about 1000 miles each month and can conveniently be termed as the highest average mileage in American history. 

States Where Americans Drive the Most

Five states top the list with the largest average annual mileage. These states are:

  1. Wyoming 

Wyoming, a state in the mountain west sub-region of the western U.S., tops the least with an average mileage of 24,069 per year. It is the 10th largest and least populous. 

2. Mississippi

Mississippi, a southern U.S state, comes next with an average of 19,966 miles driven per year.

3. New Mexico

New Mexico has an average of 19,157 miles driven per year. 

4. Missouri

Missouri, a state in the Midwestern region of the United State records an average of 18,521 miles per year. 

5. Georgia

Georgia has an average annual mileage of 18,334 miles. 

One thing common to all these states is that they are relatively rural with a lower population density. Therefore, the residents of the states drive more as there are limited transportation options available hence driving is a very attractive option. 

States Where Americans Drive the Least

  1. District of Columbia

The District of Columbia records the lowest average annual mileage and has an average of 7,013 miles driven per year.

2. Rhode Island

Known for sandy shores and Colonial seaside towns, Rhode Island has an average of 9,961 miles per year. 

3. New York

New York has an average annual mileage of 10,167 miles. 

4. Washington

Washington, a state in the Pacific Northwest region of the western United States, has an average annual mileage of 10,949 miles. 

5. Alaska

Alaska has an average annual mileage of 11.111 miles.

Like the states with the highest annual mileage, the states with the lowest mileage also have something in common. Most of the states with the lowest annual mileage have great public transportation systems. With an excellent public transport system, public transportation seems to be a more efficient way to commute compared to driving cars.

Another factor that influences the average mileage in each state is the fuel cost. A state with a relatively lower fuel cost is likely to have a higher average annual mileage compared to one with a higher cost.

Average miles driven per year broken down by state.

StateAverage annual mile per driver
Alabama17,817
Alaska11,112
Arizona13,090
Arkansas17,224
California12,524
Colorado12,899
Connecticut12,117
Delaware12,609
District of Columbia7,013
Florida14,557
Georgia18,334
Hawaii11,688
Idaho14,417
Illinois12,580
Indiana18,024
Iowa14,745
Kansas14,781
Kentucky16,305
Louisiana14,951
Maine14,216
Maryland13,490
Massachusetts13,109
Michigan14,307
Minnesota17,909
Mississippi19,966
Missouri18,522
Montana15,880
Nebraska14,846
Nevada14,015
New Hampshire11,570
New Jersey12,263
New Mexico19,157
New York10,167
North Carolina16,073
North Dakota17,671
Ohio14,278
Oklahoma17,699
Oregon12,218
Pennsylvania11,445
Rhode Island9,961
South Carolina14,941
South Dakota15,542
Tennessee15,287
Texas16,172
Utah15,516
Vermont13,004
Virginia14,509
Washington10,949
West Virginia16,876
Wisconsin15,442
Wyoming24,068

Do Demographics Play a Role in Annual Mileage?

Certainly. Demographics play a key role in average annual mileage. While the U.S Department of Transportation’s Federal Highway Administration states an annual mileage average, there is no uniform mileage. The average number of miles traveled varies with age group, gender, health condition, locality, etc. Demographic has a role to play in average annual mileage

The Role of Demographics in Average Annual Mileage

Driving habits and behavior vary from person to person depending on their age, gender, location, and other factors.

Age

As expected, age affects average annual mileage. The young (high school and college students) often have alternative means to commute, so they barely drive. Middle-aged men and women often have to commute to work; hence the annual average mileage is usually higher. Older adults, on the other hand, have less places to go. Once retired, they do not need to go to work and drive a lot less. Of all age groups, adults over 65 drive the least.

Gender

In America, both men and women drive. However, statistics show that on an average men drive more miles per year than women do. This is true across all age groups; however, the gap varies when age is put into consideration. The U.S Department of Transportation Federal Highway Administration statistics show that the gender gap in annual average mileage widens as men and women age.

Age rangeMaleFemale
16-19 years8, 206 miles6, 873 miles
20-34 years17, 976 miles12, 004 miles
35-54 years18, 858 miles11, 464 miles
55-64 years15, 859 miles7,780 miles
Above 65 years10.404 miles4,785 miles

Overall, American women over 65 years old have the lowest average annual mileage. American men between 35-54 years have the highest miles driven per year.

The Effect of the Pandemic on Average Annual Mileage

Due to the lockdown and quarantine control measures employed, the average number of miles driven per year fell significantly during the COVID-19 pandemic. With more cars parked in garages than running on roads and more people working from home, commutes were drastically reduced. But, not only were less and less people going to work, a lot of public places were also closed. So, there were even fewer places to go. This also brought about a cut in the average miles driven. The average annual mileage of over 3.261 trillion miles recorded by the U. S Department of Transportation Federal Highway Administration in 2019 dropped by about 10.3% due to the pandemic.

How Does the Average Miles Driven Per Year Impact Insurance Rates?

Annual mileage directly influences car insurance costs. As an American motorist, your insurance cost is directly proportional to the number of miles you drive per year. Motorists who drive more are exposed to more risks and have a greater tendency to file for an insurance cover should an accident occur than motorists with minimal mileage. Hence, they may be charged more.

When you apply for an insurance policy, insurers consider certain factors, the average number of miles driven being a crucial one. Other crucial elements taken into consideration are your age, experience and health condition. After a careful assessment of these factors, the insurance company is able to efficiently estimate your risk level and offer you a premium that matches the risk.

You’re usually required by your insurer to indicate your commuting mile and average mileage. A high mileage typically equals higher cost implications while minimal mileage might bring discounts and save some costs. When filing your application form, ensure you give the honest estimate of your average mileage.

What Is Meant by “Commuting Miles”?

Commuting miles refers to the number of miles it takes a motorist to get to their workplace and return. This measure is important since the primary reason why many people purchase a vehicle is to commute to work. The commuting miles value given helps the insurer determine how realistic the given average mileage is and gives useful insight to the motorist’s driving habits.

Ensure your insurer is well informed of your driving condition. Should a change occur in your driving habits (say your commute becomes shorter or longer), get across to your insurer ASAP so that necessary adjustments can be made if needed. Plus, shorter commutes may bring you some insurance discounts since you now drive less hence reduced risk.

P.S: There may be no legal implications for understating your average mileage. However, there may be unwelcomed consequences when you make an insurance claim if you give dishonest mileage. When you make an insurance claim, your insurer looks into the situation and also finds out the vehicle’s mileage. Some companies request odometer reading updates; others may even perform random mileage checks for candor. Always give your insurer accurate information and honest feedback.

Low Mileage Discount and other Insurance Savings

Many insurance companies have low mileage discounts available to motorists who drive less than the average annual mileage. Usually, motorists who drive less than 7,500 miles per year qualify for low mileage discounts on their car insurance. However, what counts as low mileage varies from company to company. Hence, you may need to make inquiries to see the auto-insurance low mileage discounts offered by your carrier.

Usage-Based Insurance

Generally, driving less than the annual average may bring about 3% savings on insurance. However, other insurance policies may bring up to a 15% discount. One of such policy is usage-based insurance. This allows the use of telematics devices that monitor the average number of miles driven.

Usage-based insurance went on the rise during the COVID-19 pandemic as many car owners could no longer drive to public events. Commuting to and from work also reduced drastically as many people now work from home and rarely go out. This insurance method saved motorists money as their vehicles were not being used and also helped insurers offer needed tips on vehicle maintenance based on their actual mileage.

How Does Average Annual Mileage Affect Car Sale and Purchase?

Over the decade, the average annual mileage across states has increased by about 4000 miles. This increase in the number of miles driven per year has largely influenced the choice of Americans in cars. The average American wants a fuel-efficient car that’ll save some cost on commute or an electric one.

Average mileage also impacts car value. Usually, car depreciation is estimated in number of years. However, the average mileage of a car also influences its price. Some experts say depreciation is about $0.08 a mile or about 1% of the car value as at when due for every 1000 miles. A vehicle with a high mileage record will likely cost less than one with minimal mileage.

Ultimately, average miles driven per year is important to motorists, insurance companies, and everyone in-between.

Best Same-Day Car Insurance



If you’re looking for a new car insurance policy, it’s important to ensure that you get the best coverage for your needs. However, getting a policy that is effective immediately can be difficult – especially if you need same-day car insurance. Fortunately, there are ways to get the coverage you need without having to wait.

Your car insurance is something that is required by law in most states. However, the process of getting insurance doesn’t have to be a long and tedious one. While getting same-day car insurance can be a hassle, it’s not impossible.

There are a few things that you can do in order to get the best same day insurance for your car. One of the best ways to get started is by looking online. There are a number of websites that will allow you to compare different policies and rates from a variety of providers. This can help you to find the right policy for your needs. In addition to doing some research online, you can also talk with your current insurance provider about the possibility of getting a new policy that will be effective immediately.

What instant online auto insurance entails?

Instant auto insurance is something that most people are interested in. Therefore, if you’re looking for a way to get an insurance policy without waiting, you may want to look into getting an online policy. That way, you can get coverage right away and avoid any potential delays.

If you are looking to buy instant online auto insurance, it is important that you know what the coverage entails. There are different types of coverages available for your car insurance needs. For example, liability only will cover damages that result in bodily injury or property damage after an accident. Comprehensive will cover liability and other damages not related to accidents such as theft or vandalism. You can also get discounts on these policies depending on your driving record and security features installed in your vehicle, like anti-theft devices. It’s worth checking out all of the options before making a decision.

What Does Same Day Car Insurance Mean?

It means that once approved (and if available) you can pick up your policy documents and purchase insurance today. You may have to wait between 1-3 business days depending upon the agency you are applying with or bringing your car for inspection.

What to do if you need same-day car insurance

If you find yourself in a situation where you need same-day car insurance, there are a few things that you can do. One of the best options is to go online and compare policies from different providers. That way, you can get a policy that is effective immediately.

Another option is to talk with your current insurance provider about getting a new policy. If you have been with your provider for a while, they may be willing to work with you to get a new policy that takes effect immediately.

You can also contact local agents who may be able to help you find same-day insurance. It’s important to remember that not all insurance policies are the same. Therefore, make sure that you get a policy that will provide you with enough coverage to protect your car and your needs.

An agent who specializes in finding instant online auto insurance can help you find a policy that is effective immediately while still providing adequate protection for your vehicle and driving needs. Therefore, it’s important to do some research before purchasing an insurance policy by comparing rates from different providers and ensuring that the policy covers all of your needs.

Impact of technology on getting car insurance online

New technology has made it easier than ever to buy auto insurance without the hassle of waiting days or weeks for approval. However, not all forms of instant auto insurance are created equal. Therefore, when considering an instant online auto insurance policy, you’ll need to make sure that it actually offers instant coverage. Many policies are now advertised as instant auto insurance, but they may not provide instantaneous service. The key is to find an insurer who will issue immediate approval for your coverage and back it up with the right amount of financial responsibility.

The type of car insurance that you can receive instantly

When looking for instant online auto insurance, there are a few factors that you should consider before purchasing a policy. First, determine what types of coverage are essential for your driving needs. Liability only will cover injuries to other drivers, passengers, or property damage resulting from accidents caused by the insured driver. On the other hand, comprehensive protects against theft, vandalism, or acts of nature such as wind, hail, or flooding.

It is important to know that you may need to sacrifice some coverage if you are looking for the best rates. For example, if you have a good driving record and no accidents in the past few years, you may be able to get a policy with liability insurance only. This type of policy will provide protection against any damages caused during an accident and leave your car unprotected against other risks.

On the other hand, if you want comprehensive coverage for your car, then you’ll likely have to pay more for your insurance policy. However, this type of policy will cover damages not related to accidents such as theft or vandalism. You can also get discounts on these policies if you have good driving records and security features installed in your car.

Is it possible to get car insurance instantly?

Yes, it is possible to get insurance instantly. However, this does not necessarily mean same day car insurance. Many companies offer you the option to get instant online quotes without an obligation to purchase a policy. You can then compare rates and decide if you would like to continue with a full application.

Getting a quote that provides you with an immediate answer on your coverage status is important in helping you save money and determine how much of a risk you pose on your new policy. When searching for any type of quote or information related to your overall policy costs, always look into what’s covered by the plan before purchasing coverage.

Can You Get an Instant Quote for Same Day Car Insurance?

There are some instances where you can receive quotes online instantly. However, if you need same day car insurance, then it is possible to get coverage at the time of your purchase. This will require that you speak with an agent who can help determine if this type of policy is available in your area and review your driving history.

How to get same day car insurance

When it comes to getting same day car insurance, sometimes the best results come from using a little bit of creativity. If you’re looking for more traditional options, then doing some research online will give you the ability to compare different policies and rates in just minutes.

However, if you want to get more immediate coverage, one of the most effective ways to do so is by talking with your current insurance provider. In many cases, they will be able to help you get a policy that is effective immediately. You can also ask them about the possibility of getting a short-term policy that will cover you until you’re able to find something more permanent.

Ensure to have the following information handy:

  • Information of vehicle ownership
  • Vehicle make, model, and year of manufacture
  • Information on current coverage (insurance company and policy number; if existing policy, provide effective dates of the existing auto insurance policy)
  • Contact information for your employer (if applicable)
  • Vehicle’s garage or parking address
  • If you are leasing or financing your vehicle, be sure to have the name and contact information of the lienholder

Some of these same day insurance options may require a down payment from you. Make sure that you know what this amount will be as well as what specific conditions you need to meet.

Cost of same day car insurance

The cost of same day car insurance can vary depending on a number of factors. The most important thing to remember is that you should always compare rates before you buy a policy. This will help ensure that you are getting the best deal possible.

In addition, the cost of same day insurance can vary depending on the state in which you live. Some states have more regulations when it comes to car insurance, which can lead to higher rates.

The good news is that there are a number of ways to get same day car insurance. By doing some research online, you should be able to find a policy that is right for you. With a little bit of effort, you can have the peace of mind knowing that you are fully covered in the event of an accident.

How do I know what policies are available in my area?

This section provides information on how to find out what types of policies are offered through certain providers and how to obtain same-day car insurance.

If you have a vehicle or other assets that you would like covered by a policy, but don’t know how to go about getting started or what level of coverage you need, then obtaining same day car insurance can be a smart decision.
Since different companies offer varying plans with different prices, you should look around to find the best quotes for your situation. This can be done in a variety of ways, but one of the most convenient is to use an online search engine.

Simply type in “car insurance quotes” and the name of your city or state to get a list of agencies that provide coverage in your area. Once you have a few options, it’s important to compare the rates and see what is included in each plan.

When looking for same day car insurance, it’s important that you find a policy that covers your specific needs. For example, if you are only looking for liability coverage then you will want to make sure that the plan you choose meets this requirement.

On the other hand, if you want full coverage on your car – including collision and comprehensive insurance – then you will want to make certain that your policy includes this before purchasing.

When can same day insurance be obtained?

You can get same day car insurance in some cases, but there are certain requirements that need to be met for this type of policy. For example, if you are looking at getting temporary coverage then it may be possible, although the plan may not last as long as other plans. On the other hand, you should also take a look at your driving history and whether or not it would make you eligible for same day insurance.

What happens when I change my mind about same day car insurance after I have already committed to buying the plan?

You should know what your options are with regard to canceling an agreement before you sign up for same day car insurance. Most policies have a specific cancellation policy that must be followed in order to receive a refund.

If you have any questions about the policy or what is covered, it’s important to ask an agent before purchasing coverage. By doing so, you can avoid any surprises down the road and make sure that you are fully protected in case of an accident or other incident.

When looking for same day car insurance, it’s important to find an affordable plan that meets your needs. This can be done by using an online search engine to compare rates and getting instant quotes from different providers. You can also ask friends or family members for referrals to agencies they have used in past.

By taking the time to do your research, you can find the best plan for your needs and feel confident that you are fully protected when driving.

Why you may not be eligible for same-day insurance

There are a few reasons why you may not be eligible for same-day insurance. One of the most common reasons is that you may not have been driving for very long. In addition, if you have had multiple accidents or tickets in the past, you may not be eligible for same-day coverage.

Another reason why you may not be able to get same day insurance is because your current policy has already lapsed. If this is the case, you will need to go through the process of getting a new policy – which can take some time.

In some cases, you may also need to provide proof of insurance in order to get same day coverage. This can include proof of insurance cards, declarations pages, or an SR-22 form.

You should always check with your insurance provider, but in some cases you may need to get a new policy for same day coverage. This can help ensure that you are protected while providing you and your family with peace of mind on the road.

Other reasons that may disqualify you from getting same day car insurance include:

1. You recently moved

Your home address is one of the most important pieces of information that is verified. If you have recently moved, then your new address may not be verified.

2. You are using a different car

If you have just gotten a new vehicle or have sold your previous one, then this can disqualify you from getting same day insurance.

3. Your driving history is limited

This means that if you’ve just gotten your license or are coming to the country, then it’s likely that your driving record will need to be built up before being able to get same day coverage.

4. You are temporarily living in the U.S. on a visa

If you are currently out of the country due to work or school and don’t plan on returning anytime soon, then having an existing policy may make you ineligible for same day car insurance.

5. You don’t have a Social Security number

This is one of the most common reasons why people can’t get same day insurance, as most providers require a social security number to verify your identity.

How long will it take to get same day car insurance?

It can depend on a number of factors as to how long it will take to get same day coverage. In most cases, you should apply at least five or six days before needing the insurance. You will also need to submit all the necessary information and fees in order for your application to be approved and processed by the provider.

You may not want to apply for same day car insurance if you only have a few days left until your current policy expires – unless you are prepared to pay higher premiums until you qualify for new coverage.

Same day car insurance may not be the right option for everyone – however, if you need to drive and complete an errand or commute within a short period of time, then it’s important to know your options. You can also save yourself some time and effort by using an online search engine to find appropriate plans that meet your needs.

Reasons why you may not be able to purchase same-day car insurance

You may be tempted to purchase same-day car insurance on your way home from work, or while you wait for an appointment. But before you make the decision, there are a few things to consider. First of all, if you’re in an accident and need emergency roadside assistance within 24 hours of purchasing your policy, it’s unlikely that the company will cover these costs under their deductible.

Here are some other reasons why you shouldn’t purchase same day insurance:

1. You can’t provide proof of insurance

If you aren’t able to prove that you have the minimum amount of coverage, then most providers won’t be able to offer same day auto insurance. This means that you will need to get a new plan and wait for it to be approved and processed by the provider before receiving any possible discounts or protection.

2. You haven’t had time to review your options yet

Unless there is an emergency, most people want to take the time they need in order to find appropriate car insurance coverage that meets their needs and budget. By doing this research ahead of time, people can save both time and money while finding a plan that will match their needs.

It can take some time in order to find the right plan, but in some cases you may not have time to do this if you need insurance immediately. You can always check your options online in order to get an idea of what is available in the market and review the many different plans that are available.

3. Your driving history isn’t up-to-date

Your driving record will need to be verified before you can get same day car insurance. This means that before your application is approved, most providers will run a DMV or motor vehicles report that shows any violations or issues that would affect your eligibility for new coverage.

4. You don’t have your driver’s license yet

If you are still in the process of getting your driver’s license or haven’t received it yet, then you won’t be able to get same day car insurance. Most providers require applicants to have a valid driver’s license before they can offer any type of coverage.

5. The policy has already started

If you try to apply for same day car insurance after the policy has already started, then most providers will not be able to help you. This is because they need time to process your application and verify all the necessary information before issuing any discounts or protection.

6. You don’t have any of the required documents

Most providers require several documents and information before offering same day car insurance. If you aren’t able to provide evidence of insurance, a valid driver’s license and proof of residency – then it will be impossible for you to get same day coverage and save money on your premiums.

Is it possible to get same day car insurance quotes?

You’ll be able to get same day car insurance quotes if you use our website. This is because we offer instant auto insurance quotes that will provide people with multiple options for new plans and information about how these can help them save money.

As long as you meet all the necessary requirements, then most providers will be able to match rates within 24 hours or less – allowing you to find affordable coverage faster than ever before. You can then compare your options in order to choose which plan is right for your needs without having to worry about wasting time on unnecessary applications.

Importance of buying car insurance online

If you are looking for new car insurance, then it’s essential to buy online because this will help save money from the moment you apply.

Most providers work exclusively with people who use their websites in order to compare rates and get multiple free quotes before choosing a plan that meets all of your needs. This means that if you’d prefer not to waste time on phone calls – it’s best to pay close attention to the convenience of each plan and choose an offer that provides access to everything you need whenever you want it.

This way, you can have immediate access to any discounts or limits available – allowing car owners to find cheap coverage without having to wait around unnecessarily. Just take your time evaluating which provider offers the most affordable premiums by comparing prices and features.

Here are other benefits of buying car insurance online:

  • You can get car insurance without owning a car
  • Car insurance rates are often cheaper than buying coverage through an agent
  • You can compare multiple plans at the same time
  • Most providers offer 24/7 customer service for online buyers
  • It’s easy to research and understand your options before making a purchase

Final thoughts on same day car insurance

There are a number of reasons why you may need to get same day car insurance. Whether you have just gotten your license or are moving to a new state, these policies can be a lifesaver in a time of need.

Just remember to do your research first and compare rates between different providers. This will help ensure that you are getting the best deal possible for your needs. In addition, always be prepared to provide proof of insurance in order to expedite the process.

If you want to save time and money on your auto insurance, we can help. Compare with our easy-to-use tool today to get the best value for your needs without having any limitations or restrictions.

Frequently asked questions

Question 1: Can I buy same day insurance if I don’t have a driver’s license?

Not many providers offer same day coverage for drivers who do not have a current driver’s license. In some cases, you may be able to get same day car insurance if you are in the process of getting your driver’s license and will receive it soon. Whether or not this is an option will depend on the provider that you choose.

Question 2: Do I need to provide proof of insurance before purchasing same day car insurance?

Most providers will ask applicants to provide documentation before they can sign up for new coverage. This means that you may need to show evidence of auto insurance or any other type of applicable coverage before signing an agreement with any company offering same day car insurance.

Question 3: Can I cancel my same day car insurance policy if I don’t like it?

In most cases, you will be able to cancel your same day car insurance policy without any penalties as long as you do so within the first few days of buying the coverage. This gives you a chance to review the policy and make sure that it meets your needs before deciding to keep it or not.

Question 4: What is the average cost of same day car insurance?

The cost of same day car insurance varies depending on a number of factors. This includes the age of the driver, the state where you reside, and the type of vehicle that you are insuring. In

most cases, premiums for same day car insurance are roughly 10% to 15% higher than basic auto coverage.

Question 5: How much same day car insurance will I need?

Every person’s situation is different so it’s important to get quotes from several providers in order to determine exactly how much same day car insurance you need. In most cases, the average policy for a new driver will cost between $400 and $600 per year. However, the number can vary significantly depending on your situation.

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