affordable auto insurance

Do You Know?

Get low-cost auto insurance by changing your outdated Insurance plan
light bulb

Safety Tip

Automobiles with extreme safety factors ratings can readily get you the best affordable auto Insurance Now
pig bank

Savings Tip

Insurance providers give cheap auto insurance all you have do is inquire for the minimum rate to protect

Cheap Auto Insurance in Harrisonburg Virginia

When it comes to car insurance, Harrisonburg, Virginia residents have a variety of options to choose from. However, not all insurance companies are created equal, and it’s important to do your research in order to find the best coverage for your needs. In this article, we’ll take a closer look at car insurance in Harrisonburg, Virginia, and provide some tips on how to find the best policy for you.

Understanding Car Insurance in Harrisonburg, Virginia

Car insurance is mandatory in the state of Virginia, and all drivers are required to carry at least the minimum level of coverage. This includes liability coverage, which helps to cover the costs of any damage or injuries you may cause to another driver in the event of an accident.

In Harrisonburg, the minimum level of coverage required is 25/50/20. This means that the policy must provide at least $25,000 in bodily injury liability coverage per person, $50,000 in bodily injury liability coverage per accident, and $20,000 in property damage liability coverage.

While these minimum requirements will help protect you from financial losses in the event of an accident, it’s important to remember that they may not be enough to fully cover the costs of a serious accident. That’s why many drivers choose to purchase additional coverage, such as collision and comprehensive coverage, to ensure that they are fully protected.

Tips for Finding the Best Car Insurance in Harrisonburg, Virginia

  1. Shop around: With so many insurance companies to choose from, it’s important to shop around in order to find the best policy for your needs. Compare rates and coverage options from multiple providers in order to find the policy that offers the most value for your money.
  2. Take advantage of discounts: Many insurance companies offer discounts to drivers who meet certain criteria, such as having a clean driving record or taking a defensive driving course. Be sure to ask about any available discounts when shopping for car insurance in Harrisonburg, Virginia.
  3. Consider higher liability limits: While the state minimums may be sufficient for some drivers, it’s important to consider purchasing higher liability limits in order to ensure that you are fully protected in the event of a serious accident.
  4. Be honest about your driving history: When applying for car insurance, it’s important to be honest about your driving history. Failure to disclose previous accidents or moving violations can lead to the cancellation of your policy or an increase in your rates.
  5. Use a local agent: If you’re having trouble finding the right policy or have questions about car insurance in Harrisonburg, Virginia, consider working with a local agent. They can provide personalized advice and help you find the policy that best meets your needs.

By following these tips, Harrisonburg residents can be sure that they are getting the best car insurance coverage for their needs and budget.

Get the best rates by comparing multiple car insurance quotes! Affordable auto insurance for every budget. Proving that we offer the best in cheap car insurance in your zipcode!


Local Auto Insurance agents


* We are not affiliated with any of the agents listed below
0.16 driving distance



167 N Liberty St Ste D, Harrisonburg, VA 22802


(540) 564-2400


Allstate – Auto, Home Insurance
0.17 driving distance


Muterspaugh Insurance Agency


234 E Market St, Harrisonburg, VA 22801


(540) 433-2423


Grange, National General, The General, Utica National
0.21 driving distance



205 S Liberty St, Harrisonburg, VA 22801


(540) 433-2796


Auto-Owners, Cincinnati, EMC, Erie, Harleysville, National General, Westfield
0.24 driving distance



328 S Main St, Harrisonburg, VA 22801


(540) 437-1300


Auto-Owners, Cincinnati, EMC, Grange, Selective, State Auto, The Hartford, Travelers, Westfield
0.56 driving distance



116 Reservoir St, Harrisonburg, VA 22801


(540) 437-9030


Auto-Owners, Erie, Titan, Victoria
0.85 driving distance



119 South Carlton Street Cloverleaf Shopping Center, Harrisonburg, VA 22801


(540) 433-5338


State Farm
0.86 driving distance



789 E Market St Ste A, Harrisonburg, VA 22801


(888) 205-5880


Alfa Vision, Foremost, Grange, National General, Peninsula, The General, Travelers – Auto, Home Insurance
1.04 driving distance


Commonwealth Insurance


1164 South Main Street, Harrisonburg, VA 22801


(540) 433-2020


Foremost, National General – Auto Insurance,Home
1.11 driving distance



981 S High St, Harrisonburg, VA 22801


(540) 433-1519


Donegal, Erie, National General, Titan, Victoria
1.62 driving distance



1164 S High St, Harrisonburg, VA 22801


(540) 383-7700


Farmers, Foremost – Auto, Home Insurance
1.63 driving distance


Delltax & Auto Insurance


1600 S Main St, Harrisonburg, VA 22801


(434) 244-3355


The General – Auto Insurance,Home
1.75 driving distance



1880 Reservoir St, Harrisonburg, VA 22801


(540) 433-1916


State Farm
1.79 driving distance


AGR Insurance Agency


560 Neff Ave Ste 300, Harrisonburg, VA 22801


(540) 434-3100


The General – Auto Insurance,Home
1.79 driving distance



560 Neff Ave Ste 500, Harrisonburg, VA 22801


(540) 434-4469


Chubb, Cincinnati, EMC, MetLife Auto & Home, Penn National, Selective, Travelers – Auto, Home Insurance
1.82 driving distance


Virginia Farm Bureau Insurance


1938 Deyerle Ave, Harrisonburg, VA 22801


(540) 434-6778


Foremost, Travelers, Virginia Farm Bureau
1.86 driving distance



243 Neff Ave Ste H, Harrisonburg, VA 22801


(540) 434-3950


Allstate – Auto, Home Insurance
1.87 driving distance


McMillen Insurance Agency


370 Neff Ave Ste D, Harrisonburg, VA 22801


(540) 433-9052


Peninsula, The General, The Hartford, Travelers, Victoria
1.89 driving distance



410 Neff Ave Ste 400, Harrisonburg, VA 22801


(540) 433-0200


Donegal, Foremost, Utica National
2.10 driving distance



1920 S Main St, Harrisonburg, VA 22801


(540) 434-8388


Nationwide, Peninsula
2.74 driving distance



2515 E Market St Ste A, Harrisonburg, VA 22801


(540) 434-2258


State Farm
2.75 driving distance



2515 E Market St Ste E, Harrisonburg, VA 22801


(540) 434-2398


Alfa Vision, Donegal, Grange, The General, Titan, Travelers, Victoria
2.77 driving distance



2760 S Main St, Harrisonburg, VA 22801


(540) 433-2448


State Farm
3.54 driving distance



3230 Peoples Dr Ste 110, Harrisonburg, VA 22801


(540) 442-8486


Central, Donegal, Foremost, Grange, Maine Mutual, National General, Peninsula, The Hartford, Titan, Utica National, Victoria
3.71 driving distance



4061 Quarles Ct, Harrisonburg, VA 22801


(540) 434-2888


Auto-Owners, Dairyland, Foremost, Kemper, National General, State Auto, The Hartford, Travelers – Auto, Home Insurance
Independent insurance agency specializing in finding the best policy to fit our clients needs.


The road to savings begins here. How much will you save?
Get Free Quote