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Cheap Car Insurance in
San Jose, California

When you first start shopping online for car insurance, you'll probably be astonished at the vast number of resources and numerous providers available today. It's not like the old days, when there were just a few local providers in each major city. Today there might be 20, 30 or 50 providers to serve one metro area! San Jose, California is no exception. Among the top providers in San Jose are Allstate, Foremost, Safeco, Allied, Farmers, Travelers, State Farm, GMAC and many others.

Even with so many choices, the average auto insurance premium in San Jose was a whopping $1,916 annually (as of 2009)! Depending on your driving history and other factors, you could be paying more or less than this amount for your car insurance. Why pay more when it's not necessary? This site - Cheapautoinsuranceco.com - gives you free tools to help you easily compare San Jose providers without ever leaving your desk. We've put together information from top providers in your area so you can obtain quotes from each by simply filling out one form.

The online quote comparison enables you to gather information from multiple providers all at once instead of having to contact each one individually. Many providers love this system because it saves them time and money by automating some of the quote process. It also opens the door for more prospects through the Web that they otherwise would not be able to reach. So it's a win-win situation for both you and the provider you choose.

Methods of Comparison

There are several levels of comparison to consider before making a decision. First, compare rates based on the amount of coverage being offered. If you need collision, medical payments, comprehensive or other additional coverage, be sure to compare based on the amount of coverage and not just pricing. You don't want any surprises when it comes to auto insurance. Find out if you qualify for discounts so you can get the lowest rate possible. If you have a great driving record, you'll automatically receive a better rate. But perhaps you also drive the "less risky" type of vehicle, such as a family four-door sedan with all the latest safety features. This can lower your rate even more. Maybe you have recently completed a safe driving course. Driver's training can provide auto insurance discounts for teens and adults alike. You might be pleasantly surprised at all the possible ways to save.

Next, compare each company's financial rating through A.M. Best and similar sites. Also, check with Better Business Bureau and California's Department of Insurance website to find out what the complaint ratio is for each provider.

Deductible Tips

Another way to lower your premium is to opt for a high deductible. High deductibles basically represent the fact that the insured is willing to take on more financial responsibility and pay more out of pocket if an accident were to occur. So opting for a higher deductible (more out-of-pocket expense) will usually cause the provider to lower the rate based on risk reduction.

Other factors that might affect your rates in a positive or negative way include the neighborhood in which you live, marital status, age, how many miles you commute daily, and where you park your car when not in use.

When comparing rates using our quote resources here at Cheapautoinsuranceco.com, be sure to compare all aspects of the policies and providers being offered in San Jose. Auto insurance is necessary, but you don't have to spend a small fortune to get it. We want to help you save year after year!

San Jose Insurance Agents

We are not affiliated with any of the Insurance agents listed below
738 N 1st St, San Jose, CA 95112
(408) 350-5700

862 N 1st St, San Jose, CA 95112
(408) 286-8866

Care Insurance Agency
900 N 1st St Ste E, San Jose, CA 95112
(408) 292-2925

1045 N 4th St, San Jose, CA 95112
(408) 298-9882

1249 Park Ave, San Jose, CA 95126
(408) 293-3336

1465 Park Ave, San Jose, CA 95126
(408) 793-8300

201 Willow St Ste 50, San Jose, CA 95110
(408) 294-6222

1095 Bird Ave Ste 1, San Jose, CA 95125
(408) 298-1611

All Homes Insurance Services
913 Willow St, San Jose, CA 95125
(408) 647-1023

1592 Alum Rock Ave, San Jose, CA 95116
(408) 937-1990

1625 Alum Rock Ave, San Jose, CA 95116
(408) 926-2400

164 N Bascom Ave Ste A, San Jose, CA 95128
(408) 918-0877

1731 Technology Dr Ste 250, San Jose, CA 95110
(408) 441-2000

1143 Story Rd Ste 200, San Jose, CA 95122
(408) 287-8902

1735 Technology Dr Ste 125, San Jose, CA 95110
(888) 777-4247

1341 Lincoln Ave, San Jose, CA 95125
(408) 292-0555

1897 Alum Rock Ave Ste 35, San Jose, CA 95116
(408) 251-5102

H & H Huntington Insurance Agency
1155 Meridian Ave Ste 211, San Jose, CA 95125
(408) 269-6000

2055 Gateway Pl Ste 450, San Jose, CA 95110
(408) 436-7000

1646 Story Rd, San Jose, CA 95122
(408) 254-7354

1630 Oakland Rd Ste A102, San Jose, CA 95131
(408) 805-4425

2695 Moorpark Ave Ste 200, San Jose, CA 95128
(415) 317-3488

1120 S Bascom Ave, San Jose, CA 95128
(408) 288-4426

1489 Franklin St, Santa Clara, CA 95050
(408) 243-4400

1530 Meridian Ave Ste 101, San Jose, CA 95125
(408) 979-8160

2266 Senter Rd Ste 128, San Jose, CA 95112
(408) 291-0127

2068 Lincoln Ave, San Jose, CA 95125

(408) 448-0393
1330 S Bascom Ave, San Jose, CA 95128
(408) 288-6262

Gairaud Insurance Agency
390 Spar Ave Ste 101, San Jose, CA 95117
(408) 292-3343

1905 Hamilton Ave, San Jose, CA 95124
(408) 559-8118

700 S Winchester Blvd Ste 60, San Jose, CA 95128
(408) 296-8990

Willow Glen Insurance Agency
1500 E Hamilton Ave Ste 100, Campbell, CA 95008
(408) 371-9721

790 S Winchester Blvd # 200, San Jose, CA 95128
(408) 249-9397

2652 Alum Rock Ave Ste C, San Jose, CA 95116
(408) 937-2000

W B Tubbs Insurance Agency
1475 S Bascom Ave Ste 207, Campbell, CA 95008
(408) 371-1566

461 S Capitol Ave, San Jose, CA 95127
(408) 770-9428

1161 Ringwood Ct Ste 130, San Jose, CA 95131
(408) 361-8296

1725 S Bascom Ave Ste 208, Campbell, CA 95008
(408) 356-6500

All Drivers Insurance Agency
2540 Berryessa Rd, San Jose, CA 95132
(408) 929-1900

2136 Ringwood Ave, San Jose, CA 95131
(408) 383-0808

1818 Tully Rd Ste 162a, San Jose, CA 95122
(408) 528-1528

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