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Cheap Auto Insurance in
San Diego, California

San Diego, California has a wide selection of Car insurance providers. These all have various ways of determining rates, which means you'll have to compare multiple companies to find an option that suits your budget. With Cheapautoinsuranceco.com, you won't have to spend days trying to phone, e-mail, fax or visit 10 to 20 providers to find what you need. We've made it easy to compare San Diego providers. Listed below are some ways you can get the lowest premium possible.

Top Companies versus Smaller Providers

When doing any price comparison, you might be tempted to consider only those brands or company names you know and trust. On the other hand, there might be a lesser known company offering an amazingly low rate. This can be a difficult choice. Like any motorist, you wish to save money but without sacrificing customer service. Use resources such as Better Business Bureau and online insurance provider rating sites to make sure the company is customer-friendly and financially stable. Notice how you are treated when first signing on for auto insurance. From your initial e-mail or phone call to the final signing of your paperwork, you should feel secure and welcomed with the new company.

Ask about Discounts

Discounts can save you a great deal on auto insurance. San Diego providers might offer discounts for safe driving (clear driver's history), safety features on your car, devices to prevent car theft, driver's training, etc. If you need auto insurance for your teenage son or daughter, discounts might be available for good grades in school and driver's education. If you're a mature driver, check with your state's DMV (Department of Motor Vehicles) to see if brush-up training for seniors can help lower your premiums. Be aware of the differences in insurance costs for various types of vehicles. Sports cars are often much higher whereas family sedans can bring the lowest rates.


When comparing San Diego auto insurance using our quote form, be sure to compare with various deductible amounts. A deductible is the amount you are willing to pay out of pocket for repairs before your insurance coverage is used. With most providers, you can opt for a low $250 deductible or higher amounts such as $500, $1000 or $1500. The higher the deductible, the lower your premium might be because you are willing to accept more risk. Just make sure the amount saved is worth having a higher deductible. Providers will vary on how much you can save with a higher deductible.

Compare Coverage

Pricing shouldn't be your only comparison point. Make sure the coverage matches when getting a lower rate quote. You are required to purchase liability coverage (per the state of California), but there are other coverage types such as collision, rental car insurance, towing insurance, comprehensive, etc. to consider. Getting a lower quote sometimes means sacrificing some of your coverage, which may or may not be a wise choice.

Other Possible Savings

You can also possibly save on San Diego auto insurance by keeping your driving record clear of any speeding tickets or traffic violations. You might receive better rates if your financial credit is in tact and sound, or if you're a homeowner. Car insurance rates usually go down after a driver reaches a certain age. You can also ask about discounts for low mileage if you don't have a long commute to work. Better rates are even available for parking your car in a locked garage with a security alarm in place! Anything that reduces risk for the provider can equal savings for you.

Even if you already have auto insurance, don't assume it's the best rate you can get. Use our form here at Cheapautoinsuranceco.com to compare various San Diego providers such as Geico, Progressive, State Farm, Allstate, 21st Century and many others. You'll never know how much you can save until you try!

San Diego Insurance Agents

We are not affiliated with any of the Insurance agents listed below
402 W Broadway Ste 400, San Diego, CA 92101
(408) 947-3000

2813 B St, San Diego, CA 92102
(619) 564-8490

3609 4th Ave Ste 100, San Diego, CA 92103
(619) 300-5669

Belltown Insurance Group
3911 5th Ave Ste 200, San Diego, CA 92103
(619) 312-4098

Crown Island Insurance Agency
1001 B Ave Ste 103, Coronado, CA 92118
(619) 522-6600

801 Washington St, San Diego, CA 92103
(619) 296-0005

930 W Washington St Ste 10, San Diego, CA 92103
(619) 824-3252

2747 University Ave, San Diego, CA 92104
(619) 295-5155

3945 Idaho St, San Diego, CA 92104
(619) 293-3800

2165 San Diego Ave Ste 106, San Diego, CA 92110
(619) 298-7800

2251 San Diego Ave Ste A101, San Diego, CA 92110
(619) 501-6425

4420 Hotel Circle Ct Ste 170, San Diego, CA 92108
(619) 220-8400

Right Time Insurance Services
1761 Hotel Cir S Ste 119, San Diego, CA 92108
(619) 299-6000

1011 Camino Del Rio S Ste 100, San Diego, CA 92108
(619) 296-3276

4564 30th St, San Diego, CA 92116
(619) 283-2035

3555 Rosecrans St Ste 202, San Diego, CA 92110
(619) 223-2191

2333 Camino Del Rio S Ste 200, San Diego, CA 92108
(619) 297-5888

Town Insurance Services
51 N Highland Ave Ste I, National City, CA 91950
(619) 263-3611

2565 Camino Del Rio S Ste 105, San Diego, CA 92108
(619) 325-4328

4128 El Cajon Blvd, San Diego, CA 92105
(619) 280-1700

2655 Camino Del Rio N Ste 200, San Diego, CA 92108
(619) 683-9990

Michael Russ Insurance Services
2734 Shelter Island Dr, San Diego, CA 92106
(619) 223-3235

2924 Emerson St Ste 220, San Diego, CA 92106
(619) 225-6900

1220 Rosecrans St Ste 951, San Diego, CA 92106
(800) 659-5313

925 E Plaza Blvd Ste F, National City, CA 91950
(619) 327-0122

1275 Willow St, San Diego, CA 92106
(877) 792-1122

1240 E Plaza Blvd Ste 604, National City, CA 91950
(619) 773-3838

PNA Insurance Agency
4748 El Cajon Blvd, San Diego, CA 92115
(619) 281-6666

3505 Cmno Dl Ro S 111, San Diego, CA 92108
(619) 280-2829

Farmers Insurance Group
3633 Camino Del Rio S Ste 201, San Diego, CA 92108
(619) 280-1440

Daniel Trinh Insurance Agency
6954 Linda Vista Rd, San Diego, CA 92111
(858) 279-4861

3945 Camino Del Rio S Fl 2, San Diego, CA 92108
(619) 640-3130

George Greenwell
1855 Sunset Cliffs Blvd, San Diego, CA 92107
(619) 223-8603

10981 San Diego Mission Rd Ste 115, San Diego, CA 92108
(760) 814-8304

Kenneth Sawyer Insurance Broker
2555 Morena Blvd Ste D, San Diego, CA 92110
(619) 858-7700

6074 El Cajon Blvd Ste C, San Diego, CA 92115
(619) 287-3100

6690 Mission Gorge Rd Ste G, San Diego, CA 92120
(619) 228-8138

8755 Aero Dr Ste 209, San Diego, CA 92123
(619) 324-7393

3650 Clairemont Dr Ste 3, San Diego, CA 92117
(858) 505-1326

713 San Luis Obispo Pl, San Diego, CA 92109
(619) 786-7848

5210 Balboa Ave Ste A-1, San Diego, CA 92117
(858) 277-1400

2207 Garnet Ave Ste A, San Diego, CA 92109
(858) 273-3001

7710 Balboa Ave Ste 214b, San Diego, CA 92111
(858) 581-2131

7750 Dagget St Ste 204, San Diego, CA 92111
(858) 560-1516

Adler Insurance Services
7125 El Cajon Blvd Ste 3, San Diego, CA 92115
(619) 593-2000

7330 Opportunity Rd # A-B, San Diego, CA 92111
(858) 386-4434

Additional Resources

article published by Stanford University
data from the FBI
California Office of Traffic Safety
Governors Highway Safety Association
California Department of Motor Vehicles

Cheap car Insurance in California
Los Angeles
San Jose
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Long Beach
Santa Ana