How It Works
In the past you would have to call or physically go to each insurance agency's location to get quotes. This would take a lot of time and effort on your part, and often leave you confused if each agent tried to convince you that they offer the best affordable Insurance coverage for the money. But now that's all changed. Here you'll fill in an online form with information such as your name, date of birth, marital status, type of vehicle and brief details about your driving history. You'll include any details that can result in discounts on your rates as well as any blemishes in your driving record.
Once the form has been submitted, you'll receive instant online car insurance quotes from several companies that service the San Antonio area. You'll also receive quotes by e-mail and perhaps by phone depending on the company. With these quotes, you can examine what each provider is offering and the type of reputation each has. This will give you an idea of which company will work best for you.
Liability Requirements for San Antonio
San Antonio drivers are required to follow Texas state laws regarding liability coverage. As of January 2015, the state will require $33,000 per person and $65,000 per auto accident in Bodily Injury liability. There's also a required limit of $25,000 for Property Damage coverage.
No matter how long you've owned your vehicle, you must keep proof of car insurance with you at all times while driving. Your insurance company will issue an I.D. card, which must be shown if you are stopped by a police officer or if you have an accident. You'll also need proof when you register your vehicle, upon inspection of your vehicle, and when you need to renew your license. Penalties are stiff for not having proof of insurance.
Other Coverage Types
Once you compare car quotes on liability coverage, be sure to check with each company on other types of coverage, such as medical payments, collision, comprehensive, uninsured/underinsured motorist coverage, towing, etc. These might be necessary depending on the age and value of your automobile as well as other factors such as where you live or how many miles you drive each day. Compare the amount of coverage being offered by each provider to ensure you're getting the most for your money.
Savings for San Antonio Insurance
San Antonio providers often give discounts on insurance for various reasons. These may include a safe driving record, driver's education (for students), safety features on your vehicle, anti-theft devices, combined policies (for home and vehicle), etc. Ask each provider about discounts available and to see if you'll qualify.
With our easy quote comparison system at Cheapautoinsuranceco.com, you're well on your way to the road of savings. Check with top San Antonio providers today to enjoy lower premium rates every year!
San Antonio Insurance Agents