With just a bit of research online, you can easily obtain cheap car insurance in Philadelphia, Pennsylvania. Philadelphia boasts a population of more than 6.2 million people. Being such a busy city means there are thousands of commuters on the highways daily. A population of this size also means that drivers in that area will have many choices in car insurance providers. Having more providers often results in more competitive rates!
Getting Started with Your Search
Before signing on with any provider you should educate yourself as to what your state's requirements are regarding car insurance. Don't rely on information from a certain provider; research on your own to find out all the facts.
In the state of Pennsylvania, you are required to purchase a minimum of $15,000 in Bodily Injury Liability insurance per person and $30,000 per accident. Property Damage coverage amounting to $5,000 is also a requirement in PA. Keep in mind that the minimum requirements of liability are merely a starting point to guarantee that all drivers have at least some coverage. Many drivers opt for more coverage to protect against excessive damages or injuries, or any lawsuits that may result. So it's a good idea to buy more coverage than what's required if you can afford it.
The only alternative to having liability coverage is to opt for self-insurance. This requires a hefty security deposit for each vehicle you own, and you must complete an application and sign an agreement with the state's Department of Transportation.
The state of Pennsylvania requires that you keep proof of insurance with you while driving. You could be fined (or worse) if you don't have proof when stopped by an officer or if you have an accident.
Online Comparison for Philadelphia Auto Insurance
The best way to find cheap auto insurance rates in Philadelphia is to use an online comparison site. Comparing online gives you the freedom to gather quotes without having to phone or visit multiple providers. Here at Cheapautoinsuranceco.com, you can simply fill out a form with details about your driving history and vehicle, and we'll do all the legwork in finding cheap quotes. Once you receive quotes from several top providers in Philadelphia, you can easily use the Web to research each company and narrow your choices.
Even with the cheapest rate quotes, there are steps you can take to ensure getting the best prices. Ask about premium discounts for safe driving, driver's training, good credit (financial credit rating), home ownership, etc. If you're getting ready to purchase a vehicle, make sure it has the latest safety and anti-theft features. If you generally have low mileage throughout the year, be sure and inform the agent. Also, opt for a higher deductible to lower your premium. Ask your agent if there are other ways to save. You'll find that some agents are more generous with information about savings than others.
Take these steps to receive cheap auto insurance quotes from multiple providers in Philadelphia. The savings will be well worth the effort!
Philadelphia Insurance Agents
We are not affiliated with any of the Insurance agents listed below
1011 Arch St Ste 101, Philadelphia, PA 19107
925 Arch St Fl 2, Philadelphia, PA 19107
2001 Walnut St, Philadelphia, PA 19103
Frank V Froio
111 S Independence Mall E Ste 565, Philadelphia, PA 19106
400 Market St Ste 450, Philadelphia, PA 19106
Jersey Central Insurance Agency
2223 Grays Ferry Ave Apt 1, Philadelphia, PA 19146
2929 Arch St Ste 1605, Philadelphia, PA 19104
138 N 2nd St, Philadelphia, PA 19106
859 N Broad St, Philadelphia, PA 19123
108 South St, Philadelphia, PA 19147
1405 S Broad St, Philadelphia, PA 19147
Integrity Insurance Agency
1519 S 6th St Fl 2, Philadelphia, PA 19147
1415 W Passyunk Ave, Philadelphia, PA 19145
1636 S Front St, Philadelphia, PA 19148
1851 W Ritner St, Philadelphia, PA 19145
538 E Girard Ave, Philadelphia, PA 19125
1625 W Oregon Ave, Philadelphia, PA 19145
2700 S 18th St, Philadelphia, PA 19145
2010 W Oregon Ave Fl 2, Philadelphia, PA 19145
Larry Lewis Insurance Agency
4548 Market St, Philadelphia, PA 19139
Nilien Insurance Services
4801 Walnut St Ste A, Philadelphia, PA 19139
2755 N 5th St, Philadelphia, PA 19133
339 E Lehigh Ave, Philadelphia, PA 19125
850 W Allegheny Ave, Philadelphia, PA 19133
2113 Federal St Unit B, Camden, NJ 08105
2642 E Allegheny Ave, Philadelphia, PA 19134
2709 E Allegheny Ave, Philadelphia, PA 19134
Total Risk Management
5930 Haverford Ave, Philadelphia, PA 19151
2644 E Tioga St, Philadelphia, PA 19134
Best Choice Insurance Agency
4169 Germantown Ave, Philadelphia, PA 19140
6449 Market St Ste 1, Upper Darby, PA 19082
111 Presidential Blvd Ste 211, Bala Cynwyd, PA 19004
6701 Haverford Ave, Philadelphia, PA 19151
629 E Wyoming Ave, Philadelphia, PA 19120
143 E Roosevelt Blvd, Philadelphia, PA 19120
4169 Main St Fl 2, Philadelphia, PA 19127
Cheap Car Insurance in Pennsylvania