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Cheap Car Insurance in
New York, New York

Let's admit it...driving in New York, NY is no picnic. It's an extremely busy city 24/7, and there's no end to the number of auto accidents, whether minor or major. With this in mind, getting car insurance must be at the top of your priority list if you recently got your license and/or purchased an automobile. New York auto insurance isn't cheap, but it's required by law. Here are some facts you need to know about buying car insurance in the "Big Apple."

Your Liability Responsibilities

All NY drivers are required to carry a minimum amount of liability auto insurance. According to New York State's Department of Insurance, you must carry a minimum liability coverage of $25,000 per individual and up to $50,000 per accident in Bodily Injury coverage. Death coverage is required at $50,000/$100,000 limits. Property damage liability insurance in the amount of $10,000 is required as well.

The liability insurance you purchase must be through a credible NYS-authorized company that is licensed by the state's Department of Insurance. If you move to New York from out of state, you must update your insurance as soon as possible or it will not be accepted in New York. If there are multiple drivers in your family, the insurance must be purchased using the name of the actual vehicle registrant, not another driver. This name cannot be switched to another at any time.

New York car registrations and license plates are only issued after showing proof of liability coverage. So if you buy a new automobile, the first thing you'll need to do is buy car insurance coverage and obtain proof of your coverage. The auto insurance company will issue an insurance identification card that you can show to the DMV to register your vehicle. Keep this card in your vehicle at all times in case you get stopped by a highway patrol officer. You'll need to show it to the officer to prove your vehicle is insured.

Paying on Time

Buying NY car insurance initially isn't enough. You must keep it up to date by paying your insurance premium on time. If you fail to pay, your policy may lapse and cause your insurance to be invalid. New York insurance providers are required by law to notify the DMV if your coverage is canceled due to non-payment or even if your payment is late and reinstated after payment. It is a serious matter, and you could lose your automobile license plates/registration as well as your license if you don't maintain car insurance coverage.

Knowing these crucial facts as a new or experienced motorist will help you avoid potential legal problems when buying New York auto insurance. You can find affordable coverage from New York providers using online auto insurance quote forms here at Cheapautoinsuranceco.com and by doing a little research on each provider in your area. Online quotes are free and can give you a great starting point in comparing companies and what they offer. Compare with higher deductibles and be sure to check out discounts that might be available to you and family members. It's never been easier to buy auto insurance in New York City!

New York Insurance Agents

We are not affiliated with any of the Insurance agents listed below
373 Broadway Rm F20, New York, NY 10013
(212) 925-0400

15 Maiden Ln Fl 16, New York, NY 10038
(212) 962-7930

110 William St Fl 31, New York, NY 10038
(212) 349-5200

31 Pell St, New York, NY 10013
(212) 962-2232

Haskell Brokerage
100 William St Rm 1125, New York, NY 10038
(212) 227-8800

111 John St Rm 1900, New York, NY 10038
(212) 201-4500

115 Broadway Rm 402, New York, NY 10006
(212) 669-5400

111 Broadway Rm 1702, New York, NY 10006
(516) 933-8080

32 E Broadway Rm 700, New York, NY 10002
(212) 219-9826

Effective Coverage
41 Elizabeth St Ste 202, New York, NY 10013
(212) 966-8880

70 Bowery Rm 402, New York, NY 10013
(212) 219-2797

40 Wall St Fl 30, New York, NY 10005
(212) 888-9800

44 Wall St, New York, NY 10005
(212) 766-1400

45 Broadway, New York, NY 10006
(212) 962-6555

Atlantic Star Intermediaries
39 Broadway, New York, NY 10006
(212) 233-5015

32 Broadway Ste 214, New York, NY 10004
(212) 227-5444

11 Broadway Fl 17, New York, NY 10004
(212) 269-1100

1 State St Fl 9, New York, NY 10004
(212) 295-8000

3657 Broadway Store 1, New York, NY 10031
(646) 524-7484

601 Plaza Three, Jersey City, NJ 07311
(201) 356-3400

32 Union Sq E Ste 313, New York, NY 10003
(212) 982-6606

52 W 22nd St, New York, NY 10010
(212) 593-0200

1133 Broadway, New York, NY 10010
(212) 391-8280

226 5th Ave Fl 4, New York, NY 10001
(212) 244-5350

386 Park Ave S Ste 303, New York, NY 10016
(212) 684-5670

129 W 27th St Fl 6, New York, NY 10001
(212) 777-7113

483 Atlantic Ave, Brooklyn, NY 11217
(718) 488-7300

Gancfried Insurance Brokerage
196 S 8th St, Brooklyn, NY 11211
(718) 388-1400

443 Park Ave S Rm 705, New York, NY 10016
(212) 779-4912

303 5th Ave Rm 508, New York, NY 10016
(800) 772-4380

315 5th Ave Rm 1004, New York, NY 10016
(212) 725-2510

205 Lexington Ave Fl 18, New York, NY 10016
(212) 532-0400

EAC Brokerage
171 Madison Ave Rm 1315, New York, NY 10016
(212) 213-2010

1 Penn Plz Ste 1805, New York, NY 10119
(212) 784-5620

Cheap Car Insurance in New York
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