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Cheap Car Insurance in
Los Angeles, California

As a Los Angeles motorist, you might be wondering how to get the most affordable car insurance without losing sight of quality coverage. It can be confusing because there are so many L.A. providers, types of policies and law requirements related to car insurance. Let's sift through the huge mountain of information and get to the nitty gritty about buying coverage in Los Angeles.

Finding a Provider in Los Angeles

There's no easy answer to finding a provider. You have to do a little research to discover which provider works for you. And unfortunately, you can't rely on word of mouth or the fact that your friend or loved one uses "such and such" provider. This just doesn't work in the world of auto insurance. Why? Providers are so different in the way they determine premiums and risk factors. Your friend might get really cheap rates with her provider because she has a very good driving history. If you happen to have a blemish (even a small one) on your driving record, then the same insurance provider that gives your friend an excellent rate might charge you much more!

The fact is providers cater to certain types of drivers, and each provider is unique. So a high risk driver can often find much cheaper rates with companies that specialize in high risk policies. A teen driver can likely find a provider that offers discounts to teens. The same goes for mature drivers, middle-aged drivers, single/married drivers, etc.

Comparing Online

Cheapautoinsuranceco.com provides a fast, easy solution. Here you can type in just a little information about yourself and your automobile to get quotes from multiple Los Angeles auto insurance companies. While some quotes will probably be out of your league price-wise, you might find others that are extremely low. As long as you research and make sure the provider is reputable and offers good customer service, you can go with the cheaper policies without blinking an eye.

Know the Legal Requirements

Every state, including California, has its own legal requirements and regulations for car insurance. Auto insurance in Los Angeles falls under the rules set forth by the California Department of Insurance. You're required to purchase liability insurance, with the minimum being $15,000/$30,000 for Bodily Injury coverage. Property Damage insurance amounting to $5,000 per accident is also required. If you choose not to purchase a regular liability policy through a Los Angeles insurer, then you'll need to make a cash deposit of $35,000 to your local DMV (Department of Motor Vehicles) or obtain a surety bond. If you own fleets of vehicles, you can present a certificate of self-insurance issued by the DMV.

The Department of Insurance website offers a list of providers with contact information, a glossary of auto insurance terms, guides to insurance and more. Use this website to become familiar with your rights as a Los Angeles motorist as well as your financial responsibilities. Knowing this up front will save you from confusion if issues should arise.

Use our free auto insurance quote resources at Cheapautoinsuranceco.com to get started. You can enjoy savings on your Los Angeles auto insurance!

Los Angeles Insurance Agents

We are not affiliated with any of the Insurance agents listed below
709 N Hill St Ste 7, Los Angeles, CA 90012
(213) 482-3194

627 W 6th St, Los Angeles, CA 90017
(213) 622-1067

611 Wilshire Blvd Ste 805, Los Angeles, CA 90017
(213) 488-1000

835 Wilshire Blvd Fl 4, Los Angeles, CA 90017
(213) 553-8400

700 S Flower St Ste 1202, Los Angeles, CA 90017
(213) 622-3307

801 S Figueroa St Ste 700, Los Angeles, CA 90017
(213) 607-6300

330 W 11th St Apt 709, Los Angeles, CA 90015
(213) 745-2828

1600 Wilshire Blvd Ste 250, Los Angeles, CA 90017
(213) 484-1182

1543 W Olympic Blvd Ste 320, Los Angeles, CA 90015
(213) 382-5800

1925 W Temple St, Los Angeles, CA 90026
(213) 413-4598

1528 W Sunset Blvd, Los Angeles, CA 90026
(213) 250-3737

511 S Alvarado St, Los Angeles, CA 90057
(213) 483-2020

Jae Lim Insurance Services
2140 W Olympic Blvd Ste 212, Los Angeles, CA 90006
(213) 380-0042

2426 W 8th St Ste 218, Los Angeles, CA 90057
(213) 388-4955

538 W 22nd St, Los Angeles, CA 90007
(213) 746-1115

2101 W Pico Blvd # A-2, Los Angeles, CA 90006
(213) 427-6500

2538 S Figueroa St, Los Angeles, CA 90007
(213) 746-8400

2508 1/2 S Figueroa St, Los Angeles, CA 90007
(213) 748-8999

JTH Insurance Agency
3018 Beverly Blvd Ste E, Los Angeles, CA 90057
(213) 380-9704

2318 S Union Ave, Los Angeles, CA 90007
(213) 745-5501

444 S Westmoreland Ave Ste 203, Los Angeles, CA 90020
(213) 387-1887

Victor Zavala Insurance Services
1001 S Vermont Ave Ste 212, Los Angeles, CA 90006
(213) 386-6560

1133 S Vermont Ave Ste 1, Los Angeles, CA 90006
(213) 382-1203

3200 Wilshire Blvd Ste 320, Los Angeles, CA 90010
(213) 387-0087

3200 Wilshire Blvd Ste 1700, Los Angeles, CA 90010
(213) 387-5000

1909 S Vermont Ave, Los Angeles, CA 90007
(323) 766-1900

401 S Vermont Ave Ste 15, Los Angeles, CA 90020
(213) 380-4400

3325 Wilshire Blvd Ste 308, Los Angeles, CA 90010
(213) 388-2989

3350 Wilshire Blvd Ste 456, Los Angeles, CA 90010
(323) 546-3030

2897 W Olympic Blvd Ste 205, Los Angeles, CA 90006
(213) 500-3368

3435 Wilshire Blvd Ste 3000, Los Angeles, CA 90010
(213) 387-6505

3435 Wilshire Blvd Ste 2703, Los Angeles, CA 90010
(888) 416-8683

3460 Wilshire Blvd Ste 1110, Los Angeles, CA 90010
(213) 351-6590

Dae Won Insurance Services
3540 Wilshire Blvd Ste 505, Los Angeles, CA 90010
(213) 365-1355

3550 Wilshire Blvd Ste 510, Los Angeles, CA 90010
(213) 388-0706

628 N Vermont Ave Ste 12, Los Angeles, CA 90004
(213) 383-5120

3660 Wilshire Blvd Ste 528, Los Angeles, CA 90010
(213) 368-0001

4319 N Figueroa St, Los Angeles, CA 90065
(323) 987-2300

Los Angeles , California Car Insurance


Additional Resources


California Department of Transportation
Concordia University at Irvine
Los Angeles Sheriff's Department
California Office of Traffic Safety

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