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Cheap Auto Insurance in
Honolulu, Hawaii

Honolulu, Hawaii attracts travelers and honeymooners year round. It's an active city with plenty of traffic on the roads. The city has about 371,000 people. Thankfully, for those who live in Honolulu and own an automobile, the auto insurance is low compared to the national average. Honolulu's average annual premium was only $1,223 (as of 2009).

Even with a low average premium, an online quote comparison can help you save dollars year after year. Here at Cheapautoinsuranceco.com, we recognize how valuable online quotes can be. They can save you a bundle, and they are very easy to obtain thanks to our rate quote service.

We give quotes from some of the top providers in the nation (and in Hawaii). Some well known companies that service the Honolulu area include Allstate, State Farm, Safeco and Travelers. These and others welcome the online quote service because it gives them an opportunity to market to potential new clients. It also saves their agents time and money in promotions and sales. Online quotes benefit you because you'll be able to compare rates objectively from the comfort of your own home...and won't even have to make phone calls to numerous agents!

Honolulu Liability Laws

The state of Hawaii has liability laws in place to protect drivers. Liability coverage pays for damages and injuries if you cause an accident. But keep in mind that it will only pay out the amount of coverage you have. So if you only purchase the minimum required coverage and cause damages that exceed that amount, you will likely have to pay out of pocket for the extra amount.

The requirement for Bodily Injury liability in Hawaii is $20,000 per individual and $40,000 per accident. The minimum for Personal Injury Protection (PIP) is $10,000. Property Damage liability is required in the amount of $10,000. Also, you must purchase Uninsured/Underinsured Motorist coverage amounting to $20,000 per person and $40,000 total per accident.

Consider buying more than the required coverage if you're able to afford it. This can protect you from lawsuits or huge expenses out of pocket - better to be safe than sorry! Also, you'll want to compare rates on various other types of coverage, including collision coverage, rental car coverage, towing insurance, medical payments and comprehensive. Comprehensive covers a number of causes for damage, such as hitting an animal (deer, dog, cow, etc.), weather damage, fire, theft and others.

Discount Savings for Honolulu drivers

Many providers offer discounts based on your driving history and other factors. There may be a discount for insuring multiple cars or your car and home, renewals, group discounts, discounts for safety features, discounts for hybrid cars, etc. If you have a teen, ask about discounts for good grades and/or driver's class completion. Besides discounts, you can also get lower auto insurance rates by raising your deductible amount when getting a rate quote. Taking these steps and keeping your driving record clear of accidents and tickets can help you get the lowest rates possible.

Use our quote form here at Cheapautoinsuranceco.com to narrow your search today. Start saving right away on your Honolulu auto insurance.

Honolulu Insurance Agents

We are not affiliated with any of the Insurance agents listed below
841 Bishop St Ste 203, Honolulu, HI 96813
(808) 531-9918

1164 Bishop St Ste 1710, Honolulu, HI 96813
(808) 521-8311

Griffing Swan & Lai Insurance
700 Bishop St Ste 509, Honolulu, HI 96813
(808) 531-1688

800 Bethel St Fl 2, Honolulu, HI 96813
(808) 538-6938

575 Cooke St Ste D, Honolulu, HI 96813
(808) 596-8333

210 Ward Ave Ste 116, Honolulu, HI 96814
(808) 587-6116

RTEA Corporation
680 Iwilei Rd Ste 760, Honolulu, HI 96817
(808) 532-0100

1221 Kapiolani Blvd Ste 1015, Honolulu, HI 96814
(808) 593-9288

615 Piikoi St Ste 1411, Honolulu, HI 96814
(808) 589-2585

1313 S Beretania St Ste 100, Honolulu, HI 96814
(808) 593-8221

1357 Kapiolani Blvd Ste 1000, Honolulu, HI 96814
(808) 522-8650

1575 S Beretania St Ste 203, Honolulu, HI 96826
(808) 944-3450

1370 N King St, Honolulu, HI 96817
(808) 845-9026

2024 N King St Ste 101b, Honolulu, HI 96819
(808) 842-5844

931 University Ave Ste 108, Honolulu, HI 96826
(808) 944-1854

1016 Kapahulu Ave Ste 250, Honolulu, HI 96816
(808) 734-3265

2850 Paa St Ste 110a, Honolulu, HI 96819
(808) 836-2277

Kaimuki Plaza 3465 Waialae Avenue Ste 391, Honolulu, HI 96816
(808) 732-6163

4211 Waialae Ave Ste 8080, Honolulu, HI 96816
(808) 735-2841

6700 Kalanianaole Hwy Ste 203, Honolulu, HI 96825
(808) 395-5810