Cheap Auto Insurance in
Portland, Oregon

Use our online quote service to quickly find great deals on automobile insurance. How? It's easy - just fill out a form with information about your automobile, driving history, etc. The quotes are given as a result of the information you provide, and are rendered by multiple top providers located in and near Portland.

As you compare the quotes, you can view the type of policy being offered, the amount of coverage, the pricing with various deductibles and more. Use the premium quotes you receive to find several providers that offer the lowest rates. Then research those few companies a little more in depth online to find out if they are financially stable and if they provide good customer service.

Check out resources such as the Department of Insurance (Oregon), Better Business Bureau, Standard & Poor's, A.M. Best and other sites to get the details about each company. It's free to compare quote rates and to research the companies online using these resources.

Know the Liability Laws in Oregon

Portland motorists must abide by state laws regarding liability auto insurance. The limits include Bodily Injury insurance amounting to $25,000 per individual and $50,000 per auto crash. The state of Oregon requires Property Damage coverage amounting to $10,000 as well as Personal Injury Protection (PIP) insurance in the amount of $15,000. Another type of coverage that's required is Uninsured Motorist insurance in the amount of $25,000.

You should also explore other coverage options while obtaining quotes online. Buy as much insurance as you can afford, according to your personal needs. You may or may not need certain types of insurance (such as collision) if your car has little value and is not still under a loan obligation. Consider buying comprehensive coverage, towing, medical payments and rental car insurance as well.

You can possibly save even more by opting for a high deductible, keeping your driving record clean and by choosing new/used vehicles wisely. Some providers offer discounts for student drivers if they complete driver's training and keep good grades. Others might offer discounts for home ownership, living in a good neighborhood, certain types of professions, and other situations. So whichever company you choose, ask about all the possible ways you can save.

Shop here at Cheapautoinsuranceco.com first before deciding on an auto insurance policy or provider. You'll be surprised at how much each Portland carrier varies in pricing and how they determine rates. It's better to shop around than to pay hundreds of dollars more per year unnecessarily.