Cheap New Jersey Auto Insurance The state of New Jersey is very much a car culture, with its ubiquitous turnpike crisscrossing its entire length. That makes it even more important for drivers to have the coverage they need before they hit the road. Here at Cheapautoinsuranceco.com, we are proud to offer New Jersey drivers the coverage they need to stay legal o the road, all for a price those drivers will find surprisingly affordable. No matter what your car insurance needs, we urge you to check out our low prices and superior coverage. New Jersey Car Insurance Requirements In New Jersey all drivers are required to carry a minimum of $15,000 in bodily injury liability coverage, up to a total of $30,000 per crash. New Jersey state law also mandates that all drivers carry property damage liability coverage of at least $5,000. This is known in the industry as 15/30/5 coverage. New Jersey Insurance Coverage: Bodily injury liability: $15,000/$30,000 minimum Property Damage Liability: $5,000 minimum Drivers in New Jersey are required to have state mandated minimum coverage, but those drivers should also consider optional protection as well. For instance, drivers might want to consider adding coverage for uninsured and underinsured motorists. Not every driver will buy the coverage they are required to, and if you are unlucky enough to have an accident with one of those drivers you will need to have this coverage in place. At Cheapautoinsuranceco.com we are here to help you every step of the way, from determining how much car insurance you need to helping you get the coverage you need. No matter what you need from your car insurance, we are here to help you get the coverage you need to protect your ride.